How do I get reimbursed for my hospitalization?

The process of hospitalization reimbursement for off-site medical insurance is relatively complex. First of all, participants need to prepare relevant materials according to the regulations of the place where they are enrolled in medical insurance. This includes filling out the "Basic Medical Insurance Registration Form for Foreign Hospitalization," and attaching one's ID card, social security card, and proof of long-term residence in the foreign country.

For online filing, participants need to log on to the official social security website and fill in the personal information required for filing. If they choose to file offline, they need to go to the local social security bureau to fill out the registration form for filing. An important step in the reimbursement process is to obtain a "referral certificate" from the local hospital. This certificate requires the fulfillment of the conditions of "step-by-step treatment, expert review, and two-way referral," so it's important to make sure that these rules are met when choosing a hospital.

According to Article 23 of the Social Insurance Law of the People's Republic of China, the payment of basic medical insurance premiums for employees includes the payment of premiums by both the employer and the employee*** or by the individual. Individuals who are not employed, part-time workers who are not enrolled in an organization, and the flexibly employed can choose to pay the premiums for their own basic medical insurance. These provisions also apply when making off-site reimbursements.

Summary, the reimbursement of hospitalization needs to be done well in advance, to obtain a referral certificate, and to follow the relevant regulations for payment, to ensure that all the formalities are complete, in order to be reimbursed successfully.