Minimum payment base of Wuxi medical insurance in 2023

In 2023, the minimum payment base of basic medical insurance for employees in Wuxi was 6,972 yuan, an increase of 492 yuan over 2022. The minimum payment base is the basis for units and individuals participating in medical insurance to pay medical insurance premiums, and the specific payment standard can be determined according to the situation of enterprises and individuals.

According to the notice issued by Wuxi Social Insurance Administration, the minimum payment base of basic medical insurance for employees in Wuxi will be adjusted to 6972 yuan in 2023, an increase of 492 yuan over 2022. The minimum payment base is the basis for units and individuals participating in medical insurance to pay medical insurance premiums. The higher the payment base, the higher the premium paid. At the same time, for the part above the minimum payment base, the payment standard is still calculated according to the prescribed proportion, and each unit and individual shall bear a part. It is worth noting that the minimum payment base is only the basis for participating in medical insurance payment, and the specific payment standard needs to be determined according to the specific conditions of enterprises and individuals. For example, for on-the-job employees, the payment standard is calculated according to a certain proportion of their monthly salary, and for individual industrial and commercial households and freelancers, it is calculated according to their annual income. In addition, the payment standards of retirees and other insured people are different. Generally speaking, with the gradual improvement of the medical security system and the rising medical expenses, the adjustment of the minimum payment base of medical insurance has also become a normal policy adjustment.

Why should we adjust the minimum payment base of medical insurance? The minimum payment base of medical insurance is the basis for units and individuals participating in medical insurance to pay medical insurance premiums. The higher the payment base, the higher the premium paid. The related policy of medical insurance is to ensure medical safety and improve medical level, so it needs to invest a lot of money to support the development of medical industry. At the same time, the rising medical expenses have also increased the burden on the medical insurance fund. Therefore, adjusting the minimum payment base of medical insurance is to adapt to the reform of medical insurance system and the rise of medical expenses, and to ensure the balanced and sustainable development of medical insurance funds.

In 2023, the minimum payment base of basic medical insurance for employees in Wuxi is 6972 yuan. This adjustment is to adapt to the reform of the medical security system and the rising medical expenses, and to ensure the balanced and sustainable development of the medical insurance fund. The minimum payment base of medical insurance is only the basis for participating in medical insurance payment, and the specific payment standard needs to be determined according to the situation of enterprises and individuals. For the insured population, it is of great significance to understand the medical insurance system and related policies to protect their rights and interests.

Legal basis:

"Social Insurance Law of People's Republic of China (PRC)" Article 45 Units and individuals participating in basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance shall pay social insurance premiums in accordance with regulations. According to this regulation, government departments at all levels will formulate corresponding social security policies according to the actual situation, including the minimum payment base and other related standards. At the same time, the law also stipulates the basic framework of various social security systems and their implementation methods, which provides a legal basis for formulating national social security policies.