Some people say that "ordinary people often suffer a lot when they spend money on social security." what do you think?

For individuals who have difficulties in paying fees, there are also social security subsidies for flexible employees, which is also a unified national policy. Although the subsidy standards vary from place to place, the policies are the same. /kloc-after 0/5 years of payment, flexible employees can still enjoy retirement benefits. Because the flexible payment period is relatively short and the payment standard is relatively low, the pension will be relatively low, but they can get the pension every month and can continue to adjust and improve it every year. According to the preliminary calculation results, flexible employees can recover their own costs in about 8 years. In this sense, it is not a loss.

Look at this matter from your own payment ratio, including the amount of payment. Then, indeed, it seems that employees in enterprises and institutions suffer more. Because if you are an on-the-job employee, the cost and proportion paid by individuals are often relatively low. Moreover, as an on-the-job employee, he personally does not need to pay special money to pay this social security fee. Because the company will deduct it directly from the salary, it is said that it does not feel any payment pressure. If you still pay social security for employees and want to get the same pension, the personal pension cost of flexible employees is 2/3 more than that of employees. From this point of view, individuals are indeed more bitter than employees, but it should be noted that the unit pays the social security pooling fund to people with labor relations, which is a transfer payment for his contribution to the unit.

If you don't think it's cost-effective, you'd better find a unit that can establish labor relations to pay insurance. There are several kinds of social security now, and many people still don't know much about it! As the social security paid by the unit, the social security rate paid by individual industrial and commercial households is the same. It's just that the cardinality of the intersection is different Who else will pay the bill! In the social security expenses of enterprises, it is divided into units and individuals. The same is true for government agencies and institutions. Only individual industrial and commercial households should pay in full. It's a little lost. In fact, when individual industrial and commercial households receive pensions, they do not receive them according to the payment period like enterprise retirees. The loss is actually earned!