Is the balance of social security card the same as that of medical insurance card?

The social security card has two accounts, namely the social security account and the financial account, among which:

1. A financial account is similar to a bank card. After activation, the cardholder can use it as a bank card to deposit money, withdraw money, transfer money and spend money through the credit card. If it is necessary to activate the financial account, the cardholder generally needs to bring his ID card and social security card to the issuing bank outlets for activation procedures;

2. The social security account includes five insurance functions: pension, medical care, work injury, unemployment and maternity.

Therefore, the balance of social security card actually includes the balance of financial account and social security account.

Medical insurance accounts included in social security accounts can be divided into two types: overall accounts and individual accounts, among which:

1. medical insurance pooling account: medical insurance for urban employees is paid by both employers and employees, with employers paying 8% and employees paying 2%. Among them, part of the premiums paid by the employer will all enter the overall account. The money in the overall account is mainly to reimburse the insured for the hospitalization expenses in the medical insurance. Generally speaking, the money in the medical insurance card co-ordination account cannot be taken out;

2. Personal medical insurance account: The Medical Insurance Bureau will transfer 2% of the medical insurance premiums paid by employees into the personal medical insurance account. The money in personal account can be mainly used to pay out-of-pocket medical expenses, outpatient expenses, pharmacy credit card shopping and so on. Generally speaking, the money in the personal account of the medical insurance card can't be taken out at will, but if the insured person dies and goes abroad to settle down, then you can apply for taking out the money in the personal account. It should be noted that only urban workers' medical insurance has personal accounts, while urban and rural residents' medical insurance has no personal accounts.

The difference between social security card and medical insurance card;

1, with different concepts: social security card is an integrated circuit card (IC card) issued by local human resources and social security departments to the society and used in various business fields of labor and social security; Medical insurance card is a special card for basic medical insurance, and it is a non-financial special card used by the insured for basic medical insurance consumption;

2. There are differences in functions: the social security card contains the functions of the medical insurance card, and it is also an important voucher for various social security businesses, while the medical insurance card is limited to the medical insurance function;

3. There are differences in card issuing departments: social security cards are issued by local human resources and social security departments; The medical insurance card shall be borne by the local designated agent bank;

4. There are differences in security performance: social security cards have strict key management system and approval, and the security factor is high; There is no such management system for medical insurance cards, and the safety factor is relatively low.