What's the difference between cooperative medical care and social security?

The difference between rural cooperative medical insurance and social security is as follows: 1. The insured objects are different: the insured objects of rural cooperative medical insurance are rural registered residents, and the insured objects of social security are employees or urban residents;

2. The guarantee period is different: the rural cooperative medical insurance is guaranteed for one year, and the medical insurance in social security needs to be paid continuously for at least 15 years to enjoy lifelong medical insurance benefits;

3. Different reimbursement rates: the reimbursement rate of rural cooperative medical insurance is low, while the reimbursement rate of medical insurance in social security is high.

What will happen if medical insurance is cut off?

1, the medical insurance benefits will cease to be enjoyed from the next month after the holiday;

2. Personal accounts will not be transferred during the severance of diplomatic relations;

3, during the period of suspension from school is not included in the actual payment period of medical insurance;

4. Break off diplomatic relations for more than three months or interrupt payment within three months, but do not choose to interrupt payment. If you participate in insurance as an individual, there will be a six-month waiting period for medical treatment;

5, re insured within 24 months, the maximum amount of treatment paid by the overall fund is 50% of the basic medical insurance for normal employees in our city.

Can medical insurance be interrupted?

1, yes, the previous medical insurance payment years still need to be accumulated and will not be cleared;

2. If there is employer insurance, employee medical insurance will continue from the month when the employer and the employer establish labor relations;

3, continuous payment of 3 months and payment during the interruption of payment, from the end of the next month after the payment to enjoy the city's medical insurance benefits; For more than 3 months in a row, the city will enjoy medical insurance benefits from the next month after the payment.

Legal basis: Article 23 of the Social Insurance Law of People's Republic of China (PRC).

Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Article 24

The state establishes and improves the new rural cooperative medical system. Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council.