The social security of these four types of people is invalid, and it is useless to stop paying those who have already participated in the insurance, even if they pay normally 15 years.

Nowadays, social security is the insurance that almost everyone will pay, because it can guarantee our future and provide us with a sense of security and dependence.

There are many forms of social security payment, including on-the-job employee payment, flexible employment payment, and participation in the new rural cooperative medical system. However, it must be said here that there are four situations in which social security is paid and the state will not recognize it.

I. Retired and reemployed personnel

We all know that many enterprises in the society will rehire some retirees, or specially find such retirees and rehire them.

The reason is very simple, that is, these re-employed people are capable.

Retirement is only because you are old, but your ability to work will not disappear because you are old.

Generally, people who are rehired are highly educated and educated, which can bring immeasurable wealth to enterprises.

Therefore, it must be pointed out here that it is useless for enterprises to buy social security for these rehired employees.

Even if it is handed over to the state, it will not be returned to retirees, let alone returned. Therefore, the rehired employee should not pay social security any more, but pay it directly into his salary.

The second is to pay social security repeatedly.

Now that the insurance industry is developing, many people will buy social security in addition to commercial insurance. This situation does not conflict, because the scope and proportion of reimbursement are different.

However, in one case, the social security paid for flexible employment and the social security paid after employment belong to double payment, and the state will not recognize it.

Fundamentally speaking, the social security paid by flexible employees is equivalent to that paid by on-the-job employees.

The difference is that the former, whether part of the unit or part of the individual, is all borne by the individual.

One day, when you work in an enterprise, the social security payment will include personal part and unit part.

There is no difference in insurance coverage between the two.

Therefore, this is a double payment.

In this case, the state only recognizes one of them, and it is meaningless to pay twice. Don't take any chances. If you want to get real benefits, it is enough to configure commercial insurance.

Three. Employees during probation period

When we are looking for a new job now, besides looking at the situation of the unit we want to go to, the enterprise will also have an assessment for us.

Usually there will be a three-month probation period. Insurance is usually paid after the probation period.

And we go to work in the unit, mainly to have a place where we can pay insurance. After all, if a person undertakes full insurance, the amount insured is not a decimal.

But sometimes there are some pits around here.

For example, probation.

Some units may not be able to recruit suitable personnel for some reasons, or may be due to other considerations of the company, so they will tell people who come to interview that they can pay insurance when they come.

Don't believe it at this time.

Under normal circumstances, the premise of paying insurance is that the unit adds new employees to become regular employees of the unit, and then declares to the tax authorities.

And if we are in the probation period and the unit does not need to declare to the tax authorities, then where is this part of the insurance paid in our name? Moreover, we will not actually pay the insured amount in advance, which must be noted, otherwise there may be a phenomenon that the salary is inconsistent with the original agreement.

Four, retired but not for retirement.

What happened? Some people may have finished insurance and are unwilling to apply for retirement when they reach retirement age.

You should know that the pension you receive after retirement is equivalent to the time and base of participation. Under normal circumstances, the minimum insurance time is 15. Some people may have just paid 15 to catch up with retirement age, but they will receive less pension at this time.

So some people think that it should be possible not to apply for retirement.

The answer is no.

Because our file is already in the social security file, as long as we reach the age, we will automatically settle down, so the idea of paying social security for a few more years without retirement will not come true.

Even if I continue to pay social security for granted, the money will not be returned to the individual, nor will it be included in social security, which means that I will not get a larger pension if I delay my retirement.

Today, with the development of society, people are more and more aware of the importance of insurance. At the same time, with the continuous progress of society, the insurance industry in the motherland has also developed better.

People have extra money in their hands and their lives are getting better and better. Their hope of getting more pensions is a good proof.

If you really want more protection, if life can bear it, you can also consider buying commercial insurance. The combination of the two is the wisest choice.