What about the suspension of social security payment in Shanghai?

We all know the importance of social security. Most people choose to pay social security, but they quit their jobs and went to work in another city ... There are always some accidents in life that make our social security in a withholding state, which will actually have a certain impact on our lives.

Buy a car

It is not easy to buy a car in many cities now. You have to be qualified to shake the number, and you need to pay social insurance or personal income tax according to the number of years. If the social security payment is interrupted, it will be in big trouble.

Buy a house

Buying a house generally has a basic requirement, that is, paying social security. And this requirement is also learned. Let's take Beijing for example. Non-Beijing citizens who want to buy a house need to pay social security or personal income tax for five years. If you pay off halfway, the qualification for buying a house will be "cleared" instantly.

solve

It's not that simple to settle down in a big city. Take Shanghai as an example. If you want to settle down, you have to pay a certain number of years of social security, and if the social security base is high, you can give priority to applying for a permanent residence in Shanghai.

So, sometimes, social security is really important. At this time, some people say that I am not in a big city, nor am I studying buying a house and settling down. If so, what is the impact of social security payment?

Endowment insurance: the cumulative payment period before retirement should be above 15. If the payment is intermittent, the benefits enjoyed after retirement will also decline.

Medical insurance: you can only enjoy medical insurance benefits when you are insured, but you can't enjoy it during the insurance period.

Maternity insurance: some places require continuous payment of maternity insurance, and you can't enjoy insurance during the period of suspension.

Industrial injury insurance: even if there is an accident at work, you can't enjoy insurance.

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Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.