The difference between rural social security and urban social security

Legal analysis: 1. Rural endowment insurance is mainly for rural people, so urban employee endowment insurance is mainly for employees in enterprises and institutions, as well as flexible employees; 2. The annual payment of rural endowment insurance is fixed, and the employee endowment insurance will change normally with the change of the average social wage every year. There are mainly the following differences. First of all, the basic old-age insurance for urban workers is a new rural insurance to protect urban employment groups, not for rural residents. Secondly, according to national laws and regulations, the basic old-age insurance for urban workers is compulsory. It is a new rural insurance, and employers, including individual workers, must pay it according to regulations. It emphasizes the principle of voluntariness, and farmers participate voluntarily. This is also based on the actual situation in rural areas at this stage, and it is guided by the government, but it is not mandatory.

Legal basis: Provisional Regulations on the Collection and Payment of Social Insurance Fees.

Article 4 Payment units and individuals shall pay social insurance premiums in full and on time.

The social insurance premiums collected shall be incorporated into the social insurance fund for special purposes, and no unit or individual may misappropriate them.

Article 5 The administrative department of labor and social security of the State Council is responsible for the management, supervision and inspection of the collection and payment of social insurance premiums nationwide. The administrative department of labor security of the local people's governments at or above the county level shall be responsible for the collection, management, supervision and inspection of social insurance premiums within their respective administrative areas.

Article 6 Social insurance premiums shall be collected in a centralized and unified manner. The collection agencies of social insurance premiums shall be stipulated by the people's governments of provinces, autonomous regions and municipalities directly under the Central Government, and may be collected by tax authorities, or by social insurance agencies (hereinafter referred to as social insurance agencies) established by the administrative department of labor security in accordance with the provisions of the State Council.