What insurance can ankylosing spondylitis be reimbursed?

Ankylosing spondylitis can be reimbursed through medical insurance, critical illness insurance and Huimin insurance. Critical illness insurance depends on the severity of the disease. If the spine and thorax are not deformed or have little deformation, they can be insured according to the standard body. If the spine and chest have been moderately or severely deformed, you can pay more insurance premiums, and refuse insurance in other cases. Huimin insurance has been introduced in many places, and this disease can be insured with illness and basically can be settled.

If ankylosing spondylitis is not detected before purchasing medical insurance, the hospitalization expenses caused by ankylosing spondylitis in the later stage can be settled. If the joint function is completely lost and the spinal deformity is serious, those who meet the definition of paralysis in the critical illness insurance can claim compensation, and other circumstances will not be paid.

In terms of reimbursement of diseases, except congenital diseases, medical expenses caused by other diseases are reimbursed. This means that the reimbursement scope of medical insurance is not based on a certain disease, but on the expenses incurred in the process of treating the disease. Therefore, the treatment cost of ankylosing spondylitis is within the scope of medical insurance reimbursement, but the expenses generated by drugs, surgical instruments and auxiliary treatment used in the process of disease treatment will only be reimbursed within the scope of medical insurance.

In fact, many serious illness insurances in the market refuse to cover this disease. We can see it when the critical illness insurance is intelligently underwritten. It is a pity that ankylosing spondylitis can't be insured when the page pops up. Because this disease is an immune system disease and cannot be cured, most insurance companies are unwilling to cover it. However, it is not absolute. As long as the joints are not deformed, the activities are not restricted and the symptoms are mild, there are still insurance companies willing to underwrite or increase the expenses according to the standard body.

Among these insurance products, critical illness insurance plays a greater role than medical insurance, because critical illness insurance can be insured according to the standard body, and there is no such thing as past diseases. As long as there is any serious illness that meets the terms after underwriting, it will be paid.