Retirement medical insurance and critical illness medical insurance cost more than one year.

Critical illness insurance is particularly important for retirees, because the older they are, the greater the probability of suffering from critical illness, and retirees need to buy critical illness insurance themselves. Today, let's introduce how much retirees deduct from the critical illness insurance every year. Interested parties can take a look together.

1. What's the annual deduction for retirees' major illness insurance?

Retirees should deduct the critical illness insurance around 30 yuan every year, and the standard of deduction is different in each region. Please consult the local medical insurance department for details.

The cost of critical illness insurance is generally deducted from 5438+ 10 every June. We don't need to pay separately, but we will deduct this part of the fee directly from our social security personal account.

In addition to critical illness insurance, retirees can enjoy medical insurance reimbursement for life as long as they pay medical insurance for 25 or 20 years at work, and do not need to pay basic medical insurance fees after retirement.

The second is the reimbursement ratio of retirees' serious illness insurance.

1, retired employees with more than 30 years of service are generally reimbursed at 90%.

2. Retired employees with a length of service of 2 1 to less than 30 years are generally reimbursed at 85%.

3. Retired employees with working years ranging from 15 to 2 1 year are generally reimbursed at 80%.

4. Retired employees with less than 15 years of service are generally reimbursed at 75%.

The reimbursement rate may be different in each region. You can consult the local medical insurance department.

Third, the reimbursement process of retirees' serious illness insurance

If you are hospitalized in a designated hospital in the insured place, you can go directly to the one-stop online settlement with a medical insurance card when you leave the hospital. You don't need to go through other formalities, just pay some personal medical expenses at your own expense.

If you are hospitalized in a different place, you need to keep detailed documents of hospitalization. When we return to the insured place, we will take ID cards, medical insurance cards and other materials to the medical insurance department of the insured place for reimbursement. The reimbursement time takes about 10~ 15 days.

The above is the introduction of how much money retirees deduct from serious illness insurance every year. Retirees are deducted more than 30 yuan for serious illness insurance every year, and the regulations in each region are different. This fee is not much, so it will be deducted directly from our personal account.