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In the 13th Five-Year Plan period, to realize the employee basic pension what coordination
The Recommendations on the Formulation of the Thirteenth Five-Year Plan for National Economic and Social Development
(6) To establish a fairer and more sustainable social security system. A universal insurance program will be implemented, basically realizing full coverage of all persons under the law. It will adhere to actuarial balancing, improve the financing mechanism, and separate the responsibilities of the government, enterprises, and individuals. Appropriately lower social insurance premium rates. Improve the social insurance system.
Improve the system of individual accounts for employees' pension insurance, and improve the incentive mechanism for paying more and getting more. Realize the national coordination of basic pensions for employees, and establish a reasonable adjustment mechanism for basic pensions. Broaden the investment channels of the social insurance fund, strengthen risk management, and improve the rate of return on investment. Gradually increase the proportion of state-owned capital gains to be paid into the public **** finances, and transfer part of the state-owned capital to enrich the social security fund. Introducing a policy of gradually delaying the retirement age. Develop occupational pension, enterprise pension and commercial pension insurance.
Improving the mechanism for stable and sustainable financing and adjustment of reimbursement ratios for medical insurance, and studying the implementation of a policy for the participation of employee retirees in medical insurance contributions. The urban and rural residents' major disease insurance system has been fully implemented. Reform the payment method of medical insurance and play a role in controlling medical insurance fees. Improving individual accounts and coordinating outpatient expenses. Direct settlement of hospitalization medical expenses for retirees resettled across provinces. Integrating urban and rural residents' medical insurance policies and management. Encouraging the development of supplementary medical insurance and commercial health insurance. Encouraging commercial insurance organizations to participate in the administration of medical insurance. Merging the implementation of maternity insurance and basic medical insurance.
Integrating the relief system, strengthening the convergence of policies, and promoting the integration of systems to ensure the basic life of the people in difficulty.
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