It is difficult for flexible employees to participate in insurance. What are the obstacles?

As we all know, China's population base is relatively large, so the choice of occupation is more diverse. In our country, about 200 million people are flexible employees, most of whom are take-away riders and express domestic workers. Although such flexible employees have relatively stable wages every month, most of them have not participated in work-related injury insurance, which means that once such personnel have any work-related accidents during their work, for individuals and families,

After understanding this situation, many people may think that these flexible employees themselves do not need employment, but the reporter found that flexible employees have a high willingness to participate in insurance and the industrial injury insurance fund has a large balance, but there are still many policies in our country to prevent them from entering the door when they want to participate in insurance.

First of all, in the industrial injury insurance industry risks in our country, there is no risk division of express food delivery behavior, which leads to the fact that these flexible employees have no payment rate if they want to pay, which is unacceptable to many flexible employees.

At the same time, flexible employees do not have a deep understanding of insurance channels, and many units are unwilling to insure this group of people. Due to the instability of flexible employment groups, if the unit does not insure these people, then labor relations will be formed, and the unit will bear the social security payment obligations of these people, which is a great cost for enterprises. ?

Secondly, if workers encounter certain casualties in the course of work, they must go through work-related injury identification before they can enjoy work-related injury insurance benefits. However, flexible employees often work alone, and there is no way to ensure the exact working time and place, which leads to unreasonable identification of work-related injuries. We can't guarantee that some people are injured outside working hours, but they still want to get work-related injury insurance, so they fake their own injuries.