Why is the personal medical insurance account not returned after one-time payment of medical insurance?

As for why there is no cashback in the personal medical insurance account after the insured pays the employee's medical insurance in one lump sum, we should clearly know that the money in this person's medical insurance account is not called cashback, but the amount contained in the personal medical insurance account, but there are two possibilities.

The first possibility is that the distribution method of personal medical insurance account amount has changed. This may be related to the establishment of the Medical Insurance Bureau, because before the establishment of the Medical Insurance Bureau (hereinafter referred to as the Medical Insurance Bureau), the amount of individual medical insurance accounts was uniformly distributed by the Social Security Bureau (hereinafter referred to as the Social Security Bureau, and later became the current social insurance management center due to institutional reform), generally in the form of monthly payment. However, after the institutional reform, the emergence of the medical insurance bureau means that the social security bureau has to hand over the medical insurance business to the medical insurance bureau. Therefore, the unified management of medical insurance business by the medical insurance bureau means that the medical insurance bureau can formulate corresponding policies according to its own needs, including payment methods. Some provinces have converted the personal medical insurance account transfer to once a year, which is included in the pension amount of the last month of the previous year, and then the payment time is subject to the local medical insurance bureau.

The second possibility is that after the insured pays the medical insurance fee in one lump sum, the medical insurance bureau that the insured participated in has not completely completed the relevant work. After all, system audit also needs a certain process and time. Therefore, in this regard, there is actually no need to worry too much. As long as the medical insurance bureau accepts the business at the acceptance window, it will be reissued afterwards.

At the same time, the insured can also pay attention to the local medical insurance APP. Once the account is bound, the insured can know the change of personal medical insurance account for the first time. At the same time, if the waiting time is too long, the insured can also go to the medical insurance bureau for consultation. Of course, the medical insurance bureau can also accept telephone inquiries.