Is there funeral expenses for urban and rural residents' old-age insurance?

Urban residents who have paid endowment insurance enjoy funeral subsidies and pensions.

China's rural endowment insurance has no funeral expenses.

However, there is funeral subsidy, and the standard is calculated according to the funeral subsidy standard stipulated by the accident place, which has nothing to do with the identity before death and income. Because the development level of different regions is different, the funeral expenses may be different, which are collected by the immediate family members of the deceased. After the death of the rural elderly, the national funeral subsidy is 800 yuan. Rural funeral subsidies, also known as urban and rural residents' pension insurance funeral expenses.

Insurance procedures and processes:

1. The insured unit is the village (community, neighborhood committee), and the insured unit shall go through the registration formalities. The insured person shall fill in the "Registration Form for Participating in Old-age Security (Insurance) Units" when joining the insurance for the first time.

2. Persons who meet the conditions for insurance shall bring their household registration book, original and photocopy of ID card and one-inch bareheaded photos to the labor security management service station in the village (including neighborhood committees and communities, the same below) for insurance. The village is responsible for the preliminary examination of the insured qualification and fill in the "Publicity Form for Farmers' Basic Old-age Insurance Insured Persons" for publicity for one week, and those who have no objection fill in the "Registration Form for Farmers' Basic Old-age Insurance Insured Persons" (hereinafter referred to as the registration form). If the insured is a soldier or a veteran, he shall provide a military certificate issued by Ministry of Human Resources and Social Security, fill in the Application Form for Government Subsidies for Active Servicemen of Basic Old-age Insurance for Farmers, and report it to the town (street) labor security management service office.

I hope the above content can help you. Please consult a professional lawyer if you have any other questions.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 14 Individual accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.

Seventeenth individuals who participate in the basic old-age insurance, due to illness or non-work-related death, their survivors can receive funeral grants and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.