What will happen if social security is cut off?

What will happen if social security is broken? Judge according to the specific situation. Details are as follows:

1, endowment insurance

The years of pension and medical insurance can be accumulated and can be collected after interruption, but the treatment will be affected.

If you reach retirement age and the minimum payment period is still insufficient, you will continue to pay until you reach the period stipulated by the state. Pension insurance 15, and the payment period of medical insurance is 25-30 years for men and 20-25 years for women (different regulations in different regions).

2. Medical insurance

During the period when social security broke off, medical insurance was most affected. Because the medical insurance card is useless. If social security stops for three months, then the continuous payment time of medical insurance will be cleared. The payment period of medical insurance should be calculated from 0, and the amount of medical reimbursement enjoyed should start from the lowest. Because the continuous payment time is linked to the reimbursement amount, the longer the continuous payment time, the higher the reimbursement amount will be.

One more thing, after the social security payment is cut off, the medical insurance card will have a recovery period of 2 to 3 months. During these two to three months, the money spent on seeing a doctor can only be reimbursed in cash, and the medical insurance card cannot be reimbursed automatically.

In addition, those who continue to pay social security within 1 year after the interruption of payment can enjoy medical insurance benefits from the date of renewal; However, if 1 year follow-up insurance is interrupted, you need to pay 1 year to enjoy medical insurance benefits.

3 unemployment insurance, industrial injury insurance and maternity insurance

Unemployment insurance, industrial injury insurance, maternity insurance, but the continuous impact is not too great, especially unemployment insurance, which has many restrictions and can be ignored for a maximum period of 2 years.

From the second month after the suspension of maternity insurance payment, you can no longer enjoy the relevant treatment, and maternity insurance cannot be paid in your own name. After the interruption, the registration time needs to be recalculated.

Legal basis: Article 2 of People's Republic of China (PRC) Social Insurance Law.

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to get material help from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

essay

The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.

Article 4

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.