Does social security include five insurances and one gold?

Social security includes five insurances, but does not include one gold.

The social security five insurances are basic old-age insurance, unemployment insurance, basic medical insurance, industrial injury insurance and maternity insurance. One gold refers to the housing accumulation fund, which is not included in social security and is listed separately. This is not mandatory by the state, but one of the standards to measure the welfare of enterprises.

Social insurance is a social and economic system that provides income or compensation for those who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax (fee) to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund. It is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability.

Social insurance has the following five characteristics:

1, security, the fundamental purpose of implementing social insurance is to ensure the basic life of workers after they lose their ability to work, thus maintaining social stability;

2. Legitimacy refers to national legislation and implementation. Beneficiaries of insurance benefits and their units must participate in and pay social insurance funds according to regulations, but they cannot voluntarily. Legitimacy is the organizational guarantee to realize social insurance, which aims to ensure that workers get personal insurance because of temporary or permanent loss of labor ability and unemployment, and stabilize social order;

3, mutual assistance, refers to the social insurance in accordance with the principle of social * * * risk, social insurance costs, the establishment of social insurance funds, social insurance institutions use mutual assistance to transfer funds, pay insurance benefits and provide services, the implementation of income redistribution, so that the life of workers participating in social insurance is guaranteed;

4, welfare, society does not aim at profit, it solves the biggest social security problem with the least cost, belonging to the nature of social welfare;

5, universality, social insurance is widely implemented, generally implemented in all employees and their immediate family members.

Article 12 of People's Republic of China (PRC) Social Insurance Law? The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.