What does social security include?

Including endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.

1. Old-age insurance: Old-age insurance is a social insurance system that the government and society provide certain economic compensation, material help and services to workers after they reach the statutory retirement age. State-owned enterprises, collective enterprises, foreign-invested enterprises, private enterprises and other urban enterprises and their employees must participate in the basic old-age insurance.

2. Medical insurance: The basic medical insurance system for urban employees is a social insurance system established to ensure the basic medical needs of employees according to the affordability of finance, enterprises and individuals. All employers, including enterprises (state-owned enterprises, collective enterprises, foreign-invested enterprises and private enterprises, etc. ), organs, institutions, social organizations, private non-enterprise units and their employees must participate in the basic medical insurance. The basic medical insurance fund for urban workers consists of the basic medical insurance social pooling fund and individual accounts.

3. Unemployment insurance: Unemployment insurance is a system enforced by the state through legislation, and funds are set up by the society to provide material assistance to workers who have temporarily suspended their livelihood due to unemployment. All kinds of enterprises and their employees, institutions and their employees, social organizations and their employees, private non-enterprise units and their employees, and employees with whom state organs have established labor contracts shall apply for unemployment insurance. The unemployment insurance fund is mainly used to guarantee the basic livelihood of the unemployed.

4. Work-related injury insurance: If an employee is hospitalized due to a work-related injury after taking out work-related injury insurance, his/her unit will pay 70% of the food subsidy standard for his/her business trip, and the medical institution will issue a certificate and report it to the agency for approval. Workers with work-related injuries who seek medical treatment outside the overall planning area shall be reimbursed by the unit according to the standard of business trip for their employees.

5. Maternity insurance: Maternity insurance is aimed at the physiological characteristics of reproductive behavior. According to the law, when working women temporarily stop working due to childbirth and lose their normal source of income, maternity insurance benefits include maternity allowance and maternity medical services. The maternity insurance fund consists of maternity insurance premium, interest and overdue fine paid by the employer. Maternity allowance for female employees during maternity leave, medical expenses incurred during maternity leave, family planning operation expenses for employees and relevant state regulations on maternity insurance.