Freelancers, is it better for individuals to pay social security themselves or for affiliated units to pay social security?

If you are a freelancer, you can choose three ways to join the insurance:

1, social security for insured residents

Social security for residents includes basic old-age insurance and medical insurance for residents. This is a basic medical security for urban and rural residents, characterized by low payment, and the treatment of old-age insurance and medical insurance is also lower than that of employee social security.

2. Insure as a flexible employee.

Flexible employees pay social security, they need to pay endowment insurance and medical insurance, and the treatment is equivalent to the social security treatment of employees. The difference is that flexible employment insurance cannot participate in work injury insurance, maternity insurance and unemployment insurance.

However, at present, the state has issued relevant policies, and various provinces and cities are about to merge medical insurance and maternity insurance. After the merger, the medical insurance paid by flexible employees will include maternity insurance.

3. Insurance for affiliated companies

If you are affiliated with a company to participate in insurance, you can also find a social security payment company to participate in insurance. You can enjoy the normal social security benefits of employees by paying social security five insurances through the company. Affiliates need to pay their own social security fees, including individuals and companies, so the cost is relatively high.