Is it okay to retire without files and only social security records?

Legal analysis: retirement can be handled normally without files. When the actual payment period of old-age insurance has accumulated to more than 15 years, it will reach the minimum payment period of old-age insurance stipulated by the state. In this case, even if you don't provide a valid personal file, you can apply for retirement and enjoy a pension according to the actual payment years recorded by the Social Security Bureau. Retirement has little to do with having a file. As long as the social insurance payment time reaches 15 years or more, you can go through the retirement formalities in the social insurance department.

Legal basis: Article 16 of the Social Insurance Law of People's Republic of China (PRC). Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.