How to stop paying personal social security after 15?

First of all, pension insurance must pay the prescribed minimum payment period 15 years, and you can enjoy pension benefits only when you reach retirement age. Secondly, if there is a unit, even if it has been paid for 15 years, but the employees have not retired, the enterprise will continue to pay fees until retirement; Individuals who pay social security can stop paying or continue to pay. According to the local policy, we will definitely continue to pay well. Endowment insurance follows the principle of "pay more and get more". The higher the payment base, the longer the service life, and the more pensions you receive when you retire. So the conclusion given here is that it is best not to stop paying. If you don't continue to pay after 15, your payment period is only 15, which means you can only receive the minimum pension standard. Therefore, it is not the most "favorable" behavior not to continue to pay after 15.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 59 People's governments at or above the county level shall strengthen the collection of social insurance premiums. Social insurance premiums shall be uniformly collected, and the implementation steps and specific measures shall be stipulated by the State Council.

Article 60 The employing unit shall declare on its own and pay social insurance premiums in full and on time. Except for legal reasons such as force majeure, the payment shall not be postponed or reduced. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis. Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.

Derivative problem:

What are the procedures for stopping payment of personal social security?

The applicant shall bring all the required materials to the social security fund management center. If the materials are complete and meet the requirements after examination, they shall be handled immediately.

1, a social insurance application form for employees in this Municipality;

2, the city's urban household registration workers need to provide one of the following information:

(1) Termination notice.

(2) the letter of introduction of cadres to the new unit.

(3) Zhuhai Recruitment Registration Form signed by the labor department (termination).

3, the city's rural household registration and migrant workers stop insurance, by the labor management department in the "xx city social insurance declaration form" stamped with the official seal (proof of labor dismissal procedures).

4, the cancellation of the unit, with the original and photocopy of the cancellation certificate issued by the administrative department for Industry and commerce;

5. If the original insured unit owes more than 6 months, and the new work unit declares the insurance, it shall provide the new unit's insurance declaration form and the employment procedures issued by the labor department, and go through the formalities for stopping the insurance of the original unit while the new unit is insured.