Can I get a refund if the social security is broken?

If you don't buy social security, you won't get a refund.

The purpose of purchasing social security is to ensure that citizens can get material help in the case of old age, illness, work injury, unemployment and childbirth. And only when certain conditions are met can the insured apply for social security, and the fee cannot be refunded halfway.

First, social security can not be refunded in general, but can be refunded in some cases, as follows:

(1) Non-local rural hukou: You can apply for a refund of the individual contribution after leaving your job, but the unit contribution cannot be refunded.

(2) Urban hukou can't be surrendered halfway. Only those who die, go abroad to settle down, or pay less than 15 years at the statutory retirement age can be surrendered; But only the individual part can be returned, not the unit part.

(3) If you bear the social security expenses in full, you can only refund one-third of the money, and the remaining two-thirds will be paid by the unit and cannot be refunded.

(4) The housing accumulation fund in the five insurances and one fund can be fully refunded, that is, both you and the company can be refunded.

You can apply to the local social security bureau according to your actual situation. The required materials include: my ID card, application for surrender, social security card (social security payment (pension book, medical insurance card), bank card (name on ID card to open an account, one of the four major banks), company certificate and online appointment.

Second, the social security transfer process:

1 First, issue a "social security payment voucher" at the social security center of the transfer place;

2. After that, open a social security account in the transfer place and pay social security;

3. Fill in the Social Security Transfer Application Form at the transfer place; Finally, submit the voucher and application form to the social security center of the transfer place for review.

legal ground

Article 2 of People's Republic of China (PRC) Social Insurance Law

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

Article 14 of the Social Insurance Law of People's Republic of China (PRC)

Personal accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.

Article 19 of the Social Insurance Law of People's Republic of China (PRC)

If an individual is employed across the overall planning area, his basic old-age insurance relationship will be transferred with him, and the payment period will be calculated cumulatively. When an individual reaches the statutory retirement age, the basic pension is calculated in stages and distributed uniformly. Specific measures shall be formulated by the State Council.