How to calculate social security, and how to calculate it in the future?

How to calculate social security, and how to calculate it in the future?

The calculation of social security involves many factors, including payment base, payment proportion, payment period and so on. According to different regions and policies, the specific calculation methods and formulas may be different. The following is the general calculation method:

1. payment base: the social security payment base is determined according to the individual salary level. Generally speaking, the payment base is 60% to 300% of the total salary.

2. Payment ratio: The social security payment ratio varies according to different types of insurance and regions. Generally speaking, the individual contribution rate of endowment insurance is 8%, medical insurance is 2%, and unemployment insurance is 1%.

3. Payment period: The social security payment period refers to the cumulative payment period. Generally speaking, pension insurance needs to be paid 15 years, and medical insurance needs to be paid for 20 or 25 years.

When calculating how much to receive after social security, it needs to be different according to different types of insurance and regions. The following is the general calculation method:

1. Old-age insurance: The pension received at retirement consists of basic pension and personal account pension. Basic pension = (average monthly salary of employees in the whole province last year+average monthly payment salary of myself) ÷2× payment period × 1%. Personal account pension = personal account deposit ÷ months (50 years old195,55 years old170,60 years old 139).

2. Medical insurance: Retirement can enjoy medical insurance benefits, but the specific treatment standards and payment methods may be different due to different regions and policies.

3. Other types of insurance: unemployment insurance, industrial injury insurance, maternity insurance, etc., and generally no longer enjoy relevant benefits when retiring.

To sum up:

The calculation of social security involves many factors, including payment base, payment proportion, payment period and so on. When calculating how much to receive after social security, it needs to be different according to different types of insurance and regions. The specific calculation methods and formulas may vary according to regions and policies. It is recommended to consult the local social security bureau or relevant departments to obtain accurate information. Legal basis:

Article 16 of the Social Insurance Law of People's Republic of China (PRC) stipulates: "Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid 15 years at the statutory retirement age." The calculation method of the specific amount can be inquired according to local policies and personal conditions.