Job Recruitment Website - Social security inquiry - How much does Beijing social security minimum base retirement take?
How much does Beijing social security minimum base retirement take?
First, the meaning of the minimum social security base
The minimum base of social security refers to the minimum amount used to calculate social security contributions. In Beijing, every year, the Social Security Bureau will determine a new minimum social security base based on the average social wage of the previous year. This base is a reference value, and the actual payment amount will be adjusted according to the actual salary of the individual.
Second, the calculation method of pension
The calculation of pension is usually based on the individual's payment period, payment amount and retirement age. In Beijing, retirees' pensions are mainly composed of basic pensions and personal account pensions. The basic pension is related to the individual's payment period and amount, and the personal account pension is related to the individual's payment accumulation and investment income.
Third, the factors that affect the pension.
1. Payment period: The longer the payment period, the more social security rights accumulated and the higher the pension benefits received.
2. Personal salary increase: the increase of personal salary will affect the amount of social security contributions, and then affect the calculation of pensions.
3. Pension adjustment policy: The government will adjust the pension payment standard according to factors such as economic development and price level.
To sum up, it is a relatively complicated question how much Beijing social security minimum base retirement can get, and it is impossible to give an exact answer. The calculation of pension is influenced by many factors, including the payment period, personal salary growth, pension adjustment policy and so on. Therefore, when planning retirement life, individuals are advised to fully understand their social security situation and make reasonable financial planning according to the actual situation.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 16 stipulates:
Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.
Provisions of Beijing Municipality on Basic Endowment Insurance
Article 27 provides that:
The basic old-age insurance benefits are based on the individual payment records of citizens who participate in the basic old-age insurance, and the basic old-age insurance fund pays the old-age insurance benefits in the form of money, which is mainly used to protect the rights of citizens to obtain material assistance from the state and society in accordance with the law in the case of old age, illness, work injury, unemployment and maternity.
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