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Which is better for individuals to buy social security?
Individuals can only buy two kinds of social security.
That is, the basic old-age insurance and medical insurance for urban workers, and the rest types of insurance cannot be purchased.
Some citizens called our reporter station in Qiandongnan Prefecture to ask if individuals can buy social insurance. The reporter interviewed Kaili City Social Insurance Bureau and learned that individuals can buy social insurance, but it is limited to basic old-age insurance and basic medical insurance for urban workers, and cannot buy unemployment, work injury and maternity insurance.
Mr. Liu, a native of Kaili, has been developing in Shanghai since he graduated from college. At the beginning of this year, because of taking care of the needs of the elderly, he had the plan to return to his hometown to start a business. Before returning to China, he wanted to solve the problem of social security payment for himself and his family and eliminate worries.
In this regard, Yang Xbang, a staff member of the Comprehensive Department of Kaili Social Insurance Bureau, said that individuals (flexible employees) can pay social insurance, but it is limited to the basic old-age insurance and basic medical insurance for urban employees, and other types of insurance such as work-related injuries, unemployment and maternity insurance cannot be paid.
Yang Xbang also introduced the standards for individuals (flexible employees) to pay pension and medical insurance. Among them, the basic old-age insurance is calculated and paid at 20%, of which 8% is included in the personal account and the rest 12% is included in the social pooling fund. "Of course, this is more abstract. There is a specific calculation method for how much to pay each month." Yang x said.
Now it is a legal society, and many things closely related to life are inseparable from the law, so we should know some legal knowledge.
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