Can individuals pay social security loans?

First, can individuals pay social security loans?

Loan terms:

18 years old or older;

Work, social security or provident fund;

Personal insurance;

House and car (monthly payment is also acceptable);

Good credit information.

Meet one of the above, you can get a loan. At the very least, online loans must have a source of repayment.

Second, can the medical insurance paid by individuals be loaned?

Personal social security accounts that meet the requirements of lending institutions can be used to handle loans. Personal social security loans are essentially credit loans. If you can provide a personal social security account that meets the conditions for handling credit loans, the loan amount will increase accordingly. At present, institutions that can handle personal social security loans include some banks, companies and a small number of online lending platforms. Personal social security loans must meet the following conditions:

1. The borrower must be a citizen of China, have a fixed job and be between 20 and 55 years old;

2. The borrower has a good reputation and no debt;

You must have certain repayment ability. If you borrow from a bank, you usually need a monthly income of more than 4,000 yuan. If you go to a company or online lending platform, the income will be slightly lower.

4. Generally, social security is required to be paid continuously for more than 12 months, and it must reach the local deposit base.

3. How much can I borrow from a medical insurance card loan?

In fact, the maximum loan amount of medical insurance card is determined according to your medical insurance age and account balance. Generally speaking, the maximum loan amount of medical insurance card is 6,543,800 yuan. To apply for a medical insurance card loan, the following conditions must be met: 1, and the borrower has full capacity for civil conduct; 2. The borrower has a stable job and income, and has the ability to repay in full and on time; 3. The borrower can provide qualified mortgage guarantee; 4. The borrower has a good credit record and a stable job and income in the local area; 5. Meet the medical insurance card loan conditions. The general amount of personal medical insurance card loans shall not exceed 300,000 yuan in principle.

4. Can I go to the Social Security Bureau for a loan after paying social security?

You can return it if you don't want to buy it, but if you only return the part I handed in, the unit will confiscate it. Actually, you have already eaten.