Social security card of the gold card and silver card is what different distinction

Differences:

One, the use of different people.

According to the original regulations, "municipal employees use the gold card, and township employees and urban and rural residents use the silver card".

Two, the scope of coordination.

The "silver card" includes inpatient and outpatient coordination, and realizes basic medical protection for most people with a lower contribution standard. The original "gold card" includes hospitalization coordination and individual accounts, which means that "gold card" participants can get reimbursement for hospitalization costs, but they have to pay for the outpatient costs of minor illnesses. Although they are entitled to supplemental hospitalization medical insurance, the contribution rate is nearly seven times higher than that of the "silver card".

Third, the medical treatment is different.

Gold card holders enjoy a higher standard of medical treatment, but the amount of money spent is higher, which is not conducive to a more effective use of health insurance funds.

Expanded:

The new health insurance policy eliminates the need for a "gold" card. "Silver" card.

October 1, Dongguan formally implemented the new health insurance policy, the new policy eliminates the "gold card" and "silver card" distinction, by the basic insurance, supplemental insurance, major medical insurance, to achieve the fairness of the system.

"Basic insurance" is derived from the previous "silver card" treatment, participants can get hospitalization and outpatient reimbursement, as long as it meets the relevant provisions of the hospitalization and outpatient medical treatment can be reimbursed, of which outpatient reimbursement of 70% of the basic medical costs, and unlimited number of times.

Inpatient hospitalization is eligible for a reimbursement rate of up to 95%, as well as a reimbursement limit of up to 200,000 dollars.

"Supplementary insurance", which includes the difference in treatment between the previous "gold card" and "silver card", is based on the basic insurance for people with higher medical protection needs. The insurance, this part of the insurance will break the nature of the unit to participate in the limited, the employer can be based on their own ability to pay, voluntary choice, and is not mandatory to participate.

"Major illness insurance" is the biggest benefit of the reform, more than 6 million participants in the basic medical insurance without increasing the burden of contributions at the same time, the addition of major medical insurance, for the participants to bring the maximum annual reimbursement of 300,000 yuan, so that the maximum reimbursement for the participants to reach 500,000 yuan.

Reference:

Phoenix.com-Dongguan, Guangdong, the first to introduce social security for the whole population