Guangzhou social security bought it for 2 years. Can I return it if I don't buy it?

Legal analysis: I have paid social security for two years. If I don't want to continue, I can return it. As long as the conditions are met, you can return the money in your personal account. Any of the following conditions need to be met.

(a) individuals participating in the basic old-age insurance have reached the statutory retirement age, and the accumulated payment is less than 15 years, so they can apply to terminate the employee's basic old-age insurance relationship, and the personal account of the old-age insurance will be paid to them in one lump sum.

(2) Those who lose their People's Republic of China (PRC) nationality and go abroad to settle down will have their nationality transferred. When leaving the country or after leaving the country, you can apply to terminate the relationship between basic old-age insurance and basic medical insurance. Personal accounts for endowment insurance and medical insurance are paid to me in one lump sum.

(3) If an individual who participates in the basic old-age insurance dies, and the insured person dies unfortunately during the insured period, the balance in the personal account of the old-age insurance and medical insurance can be inherited according to law. One-time payment shall be made by relevant institutions to the beneficiary or legal heir designated by the deceased.

Those who meet the above conditions can go to the social security institution to which the account belongs and submit written materials for handling. The specific handling materials are different in different cities, and the situation is slightly different. For details, please consult the relevant local social security agencies.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 62 If the employer fails to declare the amount of social insurance premiums that should be paid according to the regulations, the amount that should be paid shall be determined according to 1 10% of the amount paid by the employer last month; After the payment unit completes the declaration procedures, the social insurance fee collection agency shall make settlement in accordance with the provisions.

Article 63 If an employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit. If the employer fails to pay or repay the social insurance premium within the time limit, the social insurance premium collection agency may inquire about its deposit account in banks and other financial institutions; And can apply to the relevant administrative departments at or above the county level to make a decision on the allocation of social insurance premiums, and notify their bank or other financial institutions in writing to allocate social insurance premiums. If the balance of the employer's account is less than the social insurance premium that should be paid, the social insurance premium collection agency may require the employer to provide guarantee and sign a deferred payment agreement. If the employer fails to pay the social insurance premium in full and fails to provide guarantee, the social insurance premium collection agency may apply to the people's court for sealing up, distraining and auctioning the property whose value is equivalent to the social insurance premium that should be paid, so as to offset the social insurance premium with the proceeds from the auction.