Lend the rural social security card to others.

Once the social security card is lent, he will be stopped using it for violating the basic medical insurance and other regulations.

1. Use social security card to buy health care products or daily necessities;

2. Deceiving the medical insurance fund by changing medicine (substance), reselling drugs, applying and falsely making out inspection and treatment items, purchasing drugs beyond the scope and hoarding drugs;

3. Use under false excuses;

4. Forging or altering medical insurance documents, prescriptions, medical records and medical documents;

5. reselling drugs;

6. Lend my social security card to others for medical treatment.

Obviously, it can be seen that the situation encountered by friends involves articles 3 and 6. It is illegal for him to lend his social security card to his colleagues.

So what consequences and harm will this practice cause? Don't worry, Bian Xiao will tell you.

First, the disclosure of personal privacy information

Social security card is a special card for personal account of medical insurance, which uses personal identity card as identification code and stores detailed information such as personal identity card number, name, gender, payment, account capital consumption and so on. If you lend it to others, it will reveal important personal information.

Second, bear the loss yourself.

The Measures for the Supervision and Administration of Basic Medical Insurance stipulates that the social security card can only be used by the cardholder himself and may not be rented or lent. Losses caused by improper card keeping, lending to others or other improper behaviors shall be borne by the cardholder himself.

Third, it may affect your insurance.

The social security card records all the data of personal medical treatment and drug purchase. When you lend out your card, it is equivalent to giving yourself all the diseases and medicines that the other person has seen. If the other party buys some diseases that insurance companies are very taboo, you may lose the opportunity to buy commercial insurance.

Fourth, it may affect your loan.

The records in the social security card have been following you. If you lend money to others to buy drugs such as heart disease and high blood pressure, and go to the bank for a loan, you may be rejected with "high risk"! After all, banks are unwilling to lend money to people who may have problems at any time!

Then, is it illegal to lend the social security card to others and others go to see a doctor? The answer is yes. Everyone's social security card is unique, just like the ID card. If you lend it to others, and others take your social security card to buy medicine, see a doctor and submit an expense account, that is to defraud the national medical insurance fund, which constitutes fraud!

According to Article 266 of China's Criminal Law, whoever defrauds public or private property in a relatively large amount shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance, and shall also or only be fined; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years and shall also be fined; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined or confiscated.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.