What do you mean by non-medical insurance drugs?

Non-medical insurance drugs refer to drugs that are not listed in the medical insurance drug list, that is, drugs that cannot be reimbursed by medical insurance.

According to Article 28 of the Social Insurance Law, medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

Non-medical insurance drugs are the source of expenses that medical insurance cannot reimburse. For example, imported drugs, specific drugs and so on.

Because these drugs have other substitutes, and the drugs are expensive, if reimbursed, the state can't afford it. Therefore, social security is only the most basic guarantee. If you want to have high security, you have to buy commercial insurance yourself.

The country is also advocating social security+commercial insurance, which can alleviate the difficulty of seeing a doctor (economically).

Non-medical insurance drugs refer to drugs that are not listed in the medical insurance drug list, that is, drugs that cannot be reimbursed by medical insurance are called non-medical insurance drugs.

The following medical expenses are not included in the payment scope of the basic medical insurance fund:

(a) shall be paid by the industrial injury insurance fund;

(2) It shall be borne by a third party;

(3) borne by public health;

(4) Go abroad for medical treatment.