Which is better, social security or housing insurance?

Social security is better than housing security.

The difference between social security and housing security;

1, the payment period is different. Urban workers pay monthly fees, and social security is generally withheld by the unit; Urban and rural residents in most cities pay annual fees, and the insurance premiums paid increase every year;

2. The nature of payment is different. Social insurance for urban workers is a kind of "social welfare" stipulated by national laws, which is mandatory and is both the right and obligation of urban workers. Social insurance for urban and rural residents is voluntary, not compulsory. Residents choose the appropriate payment grade according to their own wishes and economic conditions.

3. Different audiences. Social insurance for urban workers is mainly aimed at urban workers, flexible employees, individual industrial and commercial households and retirees enjoying pensions; Social insurance for urban and rural residents is mainly for non-employees with urban and rural household registration, such as unemployed people, laid-off workers, rural residents, young students, low-income households and disabled people. Only people with household registration in this city can pay social insurance for urban residents in this city, while social insurance for urban workers generally has no household registration restrictions.

Social security payment methods include:

1, paid by the company. Employees who have signed a labor contract with the employer have a labor relationship with the employer, and they can pay social insurance through the employer, which will be withheld and remitted by the employer, so employees need not worry about it personally;

2. Personal handling. If individuals, freelancers and individual industrial and commercial households without work units can handle it themselves as flexible employees, the insured person needs to go through the social security registration formalities at the social security department where the household registration is located. It should be noted that individuals can only pay two major types of insurance: endowment insurance and medical insurance, but not five insurances and one gold.

Legal basis: Article 10 of the Social Insurance Law of People's Republic of China (PRC).

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium. The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.