Payment period and actual payment period

The payment period refers to the cumulative time to participate in social insurance, and the actual payment period refers to the period required to really pay social insurance. There is a difference between the two, which needs attention.

Payment period and actual payment period are two important concepts in the field of social insurance. The payment period usually refers to the total time for a person to participate in social insurance, including the payment time of various social security systems such as endowment insurance, medical insurance and unemployment insurance. The actual payment period refers to the years actually used to pay social security fees within these payment periods. In other words, if the social security fee is not paid in full within one year, the corresponding actual payment period will be one year less. The difference between the actual payment period and the payment period may have an impact on social security benefits. For example, when receiving a pension, the payment base and payment period of the pension are the basis for calculating the average monthly salary, and the actual payment period is usually one of the important factors affecting the amount of the pension. Therefore, when handling social security related matters, we need to pay special attention to the actual payment period.

How to check the actual payment period of an individual? Inquiring about the actual payment period of individuals can be carried out through social security cards, social security websites, social security apps and other channels. The specific operation steps can be inquired according to the regulations of the local social security department.

In the social insurance system, the payment period and the actual payment period are important concepts and need to be distinguished. Knowing the actual payment period of individuals is helpful to better plan retirement plans and better understand the relevant policies of social security system.

Legal basis:

Article 43 of the Social Insurance Law of People's Republic of China (PRC) stipulates that employees who have participated in the basic old-age insurance can receive the basic old-age pension in accordance with the regulations after fifteen years of accumulated contributions. Among them, "accumulated payment for fifteen years" refers to the time when social insurance premiums are actually paid, which is different from the payment period.