A drugstore in Liaobu Town, Dongguan, which can brush medical insurance cards.

Generally speaking, you can swipe your social security card when you buy medicine at a designated medical insurance pharmacy.

When purchasing drugs in designated retail pharmacies, the insured person who participates in the personal account of medical insurance can use the funds in the personal account to purchase drugs; In addition, if there are funds deposited in the financial account of the social security card, you can use the payment function equivalent to the ordinary bank card to purchase drugs.

As long as you buy medicine at the pharmacy designated by medical insurance, you can swipe your social security card. The Medical Insurance Center of the People's Social Security Bureau has strict regulations on swiping cards in designated pharmacies. Whether you can swipe your card depends on the specific situation.

Medical insurance generally refers to basic medical insurance, which is a social insurance system established to compensate workers for economic losses caused by disease risks. The medical insurance fund is established through the contributions of employers and individuals. After the insured person has medical expenses, the medical insurance institution will give certain economic compensation.

The establishment and implementation of the basic medical insurance system has gathered the economic strength of units and social members. With the government's funding, sick social members can get necessary material help from the society, reduce the burden of medical expenses, and prevent sick social members from "poverty due to illness".

In the traditional sense, medical insurance refers to raising medical insurance funds among certain insured people in a certain area through mandatory policies and regulations or voluntary contracts handled by specific organizations or institutions.

Medical insurance has the basic characteristics of social insurance, such as compulsion, mutual assistance and sociality. Therefore, the medical insurance system is usually enforced by national legislation and a fund system is established. The expenses are paid jointly by the employer and the individual, and the medical insurance premium is paid by the medical insurance institution to solve the medical risks caused by the illness or injury of the workers.

Article 28 of the Social Insurance Law of People's Republic of China (PRC) conforms to the basic medical insurance drug list, diagnosis and treatment items, standards of medical service facilities and medical expenses for emergency rescue, and shall be paid from the basic medical insurance fund in accordance with state regulations.