Do people over 70 have to pay social security fees for urban and rural residents?

Social insurance premium is paid voluntarily, but you still need to pay medical insurance premium. The older you get, the more you need to pay, and you can give it to your children. According to China's social security policies, the new rural cooperative medical system and urban residents' medical insurance are merged into urban and rural residents' medical insurance, which is an important measure for the country to unify urban and rural treatment. If you exceed the retirement age, you will not meet the conditions for inclusion in endowment insurance. There is no need to pay social security fees for urban and rural residents over the age of 65.

First of all, you should know your own situation, and then consider whether to pay the fee. Over the retirement age, you don't have to pay social security fees, but you need to pay medical insurance and endowment insurance, and you can pay it to your children. In many places, it is practiced to pay the personal burden of urban and rural residents' medical insurance with the money in the personal account of urban workers' basic medical insurance. In this way, many elderly residents' medical insurance costs can be paid by their children.

2. According to the national system, urban and rural residents who have reached the age of 60 when the old-age insurance is implemented can receive basic pensions. We should strengthen our investment in medical insurance to reduce our burden when we are sick.

Although social security is based on the principles of voluntariness, mutual assistance, openness and service, the elderly over 60 need to pay according to their own conditions. Medical insurance uses centralized medical insurance funds to compensate economic losses caused by diseases. For the elderly over 70 years old, whether they can pay social security can be negotiated with the residential area and handled in accordance with the current policy.

According to Article 25 of the Social Insurance Law of People's Republic of China (PRC), the state establishes and improves the basic medical insurance system for urban residents. The basic medical insurance for urban residents combines individual contributions with government subsidies. People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government. Medical insurance also has two functions of insurance: risk transfer and compensation transfer. That is, the economic losses caused by individual disease risks are distributed to all members threatened by the same risks, and the economic losses caused by diseases are compensated by centralized medical insurance funds.