Maintain continuous payment of social security.

You have to hand it in. According to the usual conclusion, don't let social security break, especially pension and medical care.

Tell me, why not let social security break:

Needless to say, people in big cities know how important it is to get social security continuously. For example, in Beijing, if you are a foreign hukou, you can only buy a car and a house in Beijing if you have been on social security for five consecutive years. The social security here only includes five insurances. As long as it is interrupted for one day, it will be recalculated in five years.

Second, the old-age insurance must be paid for 15 years, and you can enjoy life after retirement. The same is true of medical insurance. Women pay enough for 20 years, men pay enough for 25 years, and they can enjoy life after retirement. The most uneconomical thing is that I haven't been paid for a long time, you know. What I want to explain here is that both pension and medical care can be accumulated, and they can be renewed if they are broken.

It doesn't matter much if other insurance is cut off. As long as unemployment insurance, maternity insurance and housing accumulation fund are paid 1 year, industrial injury insurance can be used. What I want to say here is that social security is mandatory, that is, you have to pay social security for one day when you work in the unit, so there is actually no choice between paying and not paying during your work.

If you are buying a house and a car, you must pay attention to:

According to Beijing's regulations, it is impossible to pay back, and it will be counted from zero after five years. Many job-hopping friends will face this problem. No one will help you pay for the break. Be sure to find an intermediary to make a transition in advance. There are many intermediary companies on the internet to help pay social security. You can pay according to the minimum base.

If you are going to enjoy lifelong pension medical care, pay attention to the following two points:

1. The years of pension and medical insurance can be accumulated. If it is interrupted, you can pay enough years. If the retirement age is not enough, Beijing hukou can apply for deferred payment, and foreign hukou can only apply for deferred payment if the payment has reached 10 years. If it is less than 10 years, it can only be transferred back to the place where the account is located for renewal.

2. The medical insurance is broken, and the medical insurance benefits will stop from next month. If it is reissued, it can be reimbursed. If the payment is cut off, the medical insurance card has a recovery period of 2 to 3 months. In these two to three months, only manual reimbursement can be made, so the medical insurance card cannot be reimbursed automatically. Of course, this is only a rule in Beijing. It is stipulated in other places that if the supply is cut off for more than two months, there will be a waiting period of six months, during which reimbursement cannot be made.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.