Flexible employment for several months without payment will stop insurance.

Flexible employment social security payment will expire after 3 months. Failing to go through the formalities of insurance payment within the specified time or continuously interrupting payment for 3 months, it shall be regarded as interruption of insurance. For flexible employees, the impact of social security payment is mainly reflected in the following aspects:

Medical insurance: once the social security payment is cut off, you will not be able to enjoy medical insurance benefits from the second month after the payment is cut off. If the payment is suspended for more than 3 months, there will be a waiting period of 3 months when the insurance is renewed, and you will not be able to enjoy the medical insurance benefits during the waiting period. In addition, the cumulative payment period of medical insurance will also be affected, thus affecting the medical insurance benefits after retirement. However, if the payment is made within 3 months after the interruption, you can continue to enjoy medical insurance benefits from the next month, and the payment period can also be calculated cumulatively.

Endowment insurance: the endowment insurance is calculated cumulatively, and the intermediate payment will not affect the endowment insurance that has been paid before, nor will it lead to clearing. However, it will affect the pension benefits after retirement, because the longer the payment period, the more pensions you receive.

Other types of insurance: maternity insurance, industrial injury insurance, etc. You need to pay a certain number of years to enjoy the corresponding treatment. If the payment is cut off halfway, the treatment of these types of insurance will also be affected. However, unemployment insurance is calculated cumulatively, and the interruption has little effect on unemployment insurance.

Overall impact: social security payment will lead to the loss of some rights and interests, such as medical insurance reimbursement, maternity allowance, unemployment benefits, etc. At the same time, it will also affect the identification of some qualifications, such as the qualification to buy a house and the qualification to settle down. Therefore, for flexible employees, try not to let their social security be paid off. If you can't continue to pay social security for some reason, you can choose to continue to participate in the insurance as an individual or as an urban and rural resident. In this way, although the treatment will be lower than the employee social security, at least the continuity of social security can be maintained and the situation of stopping payment can be avoided.

Social security for flexible employees can be broken.

The social security payment methods for flexible employees are as follows:

1. Bring your ID card to the window of the People's Social Security Bureau (some areas are local taxes, please consult in advance) and fill in the application form;

2. After the approval is successful, choose the payment grade and method, such as providing the bank card number and deducting the fee every year;

3. The payment is successful and the social security card is processed.

The most direct impact of the severance of social security may be medical care. Once you are hospitalized, medical expenses cannot be reimbursed. You can only use the balance of personal medical insurance account, buy medicine by credit card, etc. After breaking off diplomatic relations for 3 months, the accumulated payment period will be lost, and it will be accumulated again, which will affect the realization of lifelong free medical insurance in the future. If the old-age insurance is broken off, you can retire and receive a pension as long as the accumulated minimum is 15 years.

Social insurance is mainly through raising social insurance funds, coordinating and adjusting social insurance funds within a certain range, and giving necessary help to workers when they encounter labor risks. Social insurance provides basic living security for workers. Workers can enjoy social insurance benefits as long as they meet the conditions for enjoying social insurance, that is, they have established labor relations with employers or paid various social insurance premiums according to regulations. Social insurance is the core content of social security system.

I hope the above content can help you. Please consult a professional lawyer if you have any other questions.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Tenth employees should participate in the basic old-age insurance, and employers and employees should pay the basic old-age insurance premium. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium. Article 12 The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of employees stipulated by the state and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.