New rules for one-time payment of social security in Guangdong in 2024

According to the new social security payment regulations issued by Guangdong in 2024, eligible personnel will be allowed to pay social security fees in one lump sum. This new regulation aims to solve the problem that some people fail to pay social security on time for various reasons and ensure that they enjoy the social security benefits they deserve.

I. Objects and conditions of payment

The new regulations clarify the objects and conditions for paying social security, mainly including the following categories: first, people who have reached the statutory retirement age but have insufficient social security contributions; Second, people who failed to participate in insurance in time due to historical reasons; Third, other specific groups that meet the prescribed conditions.

Second, the payment methods and standards

The payment method will take the form of one-time payment, that is, eligible insured persons need to pay off the social security fees owed at one time. The payment standard will be determined according to the actual amount owed by the insured and the payment time to ensure fairness and reasonableness.

Third, the payment process

Insured personnel need to go to the local social security department or designated institution to go through the formalities of paying back. The specific process includes the steps of submitting relevant certification materials, filling in the application form for supplementary payment, and paying the supplementary payment fee. The social security department shall review the application materials, and go through the formalities of making up the payment after passing the examination.

Fourth, the treatment after payment.

After the payment is completed, the insured restores the social security rights and enjoys the corresponding social security benefits. This includes pension, medical insurance, unemployment insurance and other benefits.

To sum up:

In 2024, Guangdong introduced a new regulation of one-time payment of social security, which provided eligible insured persons with the opportunity to pay back social security and solved the problem of damage to their social security rights and interests. Through one-time payment, the insured can restore social security rights and enjoy corresponding treatment.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 16 stipulates:

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

People's Republic of China (PRC) social insurance law

Article 27 provides that:

Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.

Regulations of Guangdong Province on the Supervision of Social Insurance Funds

Article 23 provides that:

If the employer fails to pay the social insurance premium in full and on time, the social insurance premium collection agency shall order it to pay it within a time limit or make up for it, and from the date of default, an overdue fine of 5/10000 shall be added daily; Failing to pay within the time limit, the relevant administrative departments shall impose a fine of more than one time and less than three times the amount owed. If the employer fails to pay the social insurance premium in full within the time limit and fails to provide guarantee, the social insurance premium collection agency may apply to the people's court to seal up, detain or auction the property whose value is equivalent to the social insurance premium that should be paid, and the proceeds from the auction will be used to offset the social insurance premium.