What is the level of 6000 pension?

A pension of 6,000 yuan a month, depending on which industry it is compared with, belongs to the upper-middle grade in Zaozhuang area, and is a high-end level compared with the retirement of enterprise employees.

1975 went to the countryside, and retired on 20 17, which was regarded as payment 18. The actual payment was 24 years, with a cumulative length of service of 42 years. During the retirement period from 2008 to 17, the pension will be 3,780 yuan per month, with an increase of 39,300 yuan in 18.

Two of my colleagues, who went to the countryside and worked long hours, retired for one year with the same payment as the actual payment, but because he has been in a leading position, the payment base was paid according to the highest index of the company. 17 years, and his pension is 5 100 yuan per month. There is also a colleague who works at the grassroots level and is in the same situation as us in all aspects. His contribution base is the lowest. /kloc-When retiring in 0/7, the monthly pension is only 3,300 yuan.

There is also a classmate who works in a power plant. Our working hours and payment time are the same. He also retired on 17, with a monthly pension of about 7,000 yuan, which is the highest grade among retirees in the city.

Long working hours, low payment and short actual payment time are the main reasons for the low pension. Unfair distribution has become a hot topic for retired workers. Please ask the relevant departments to consider the employees of the enterprise as much as possible when formulating retirement policies, and moderately tilt to the employees of dirty, dangerous and manual labor enterprises, so that they can spend a happy old age.

Before my retirement, my two colleagues and I were employees of the same county rural credit cooperatives (now restructured into county rural commercial banks), and the basic old-age insurance for employees was provincial-level overall planning (Inner Mongolia). I have been insured for 43 years, of which 24 years are regarded as the payment period, and the actual payment is 19. The individual credited to my account pays more than 80,000 yuan (8% of my salary was originally paid as the base of payment, and after 2008, it was paid according to 300% of the average salary of local social workers in the previous year). When I retired in 2065,438+02, my pension was approved to be 5630 yuan/month. After six years of national adjustment and increase in pension, it is now 7066 yuan per month. The pension I received when I retired was the first among the retirees in the county's financial system. The current 7,066 yuan is the same as that of a deputy director of a county people's congress (the same age as me, enjoying the treatment at the level, with 43 years of service).

Two of my colleagues, one of whom has been insured for 42 years and actually paid for 23 years, paid more than 6,543.8+3,000 yuan from his personal account (originally paid according to 8% of his salary, and paid according to 300% of the average salary of local social workers in the previous year after 2008), and the approved pension when he retired in 20 16 years was 72 1. After two years of adjustment and increase in pensions, it has now reached more than 7,800 yuan per month; The other has been insured for 38 years and actually paid for 23 years. The personal contribution credited to my account is 1.3 million yuan (8% of my salary was used as the payment base, and after 2008, 300% of the average salary of local social workers was used as the payment base). When he retired in 2065,438+06, the approved pension was 6405 yuan/month. After two years of adjustment and increase of pension by the state, it is now more than 6,800 yuan per month.

Now my two colleagues and I receive a monthly pension, which is the first-class level of retirees in the county financial system, higher than the chief clerk in the county civil servants.

The feeling is: not bitter, rarely sweet! This is a concrete manifestation of participating in the basic old-age insurance "paying more and getting more, paying more for a long time". Of course, the average salary of local social workers in the previous year is also crucial when they retire!

A pension of 6,000 yuan is a very high level. I have an aunt who just retired a few years ago and has a monthly pension of 4,000 yuan. She is still a school teacher, but that place is a relatively backward rural area, which is understandable. Uncle is a veteran, even worse, each pension 1600. But the worst is the farmers, who get 88 yuan's pension every month. Well, it's hard to say that times are hard.

Last year, the per capita pension of retirees in Guangzhou was only 2833, which was still in the forefront in the country. It is conceivable that the overall level of pensions for retirees of state-owned enterprises in China is terrible, so the pension of 6000 mentioned in the title is a very remarkable level. People who can get such a high pension are civil servants and institutions (not including enterprise management) commonly known as "iron rice bowls", and they deserve it.

As we all know, if you pay more, you will get more, and if you pay more, you will get more. If you pay enough, you can retire at the retirement age of 15 and receive a monthly pension. How much pension can I get? Here comes the formula: monthly pension = monthly basic pension+monthly personal account pension. Among them, the calculation formulas of monthly basic pension and monthly personal account pension are as follows:

Ordinary people must be confused about this formula and don't know how their pensions are calculated. Anyway, the country can get what it wants, and there is no other way but to complain. After all, the pensions of civil servants and institutions are paid by the state finance or local finance, while the pensions are paid by the social security fund.

The gap between pension and pension is too large and the distribution is unfair, which has always been the focus of social attention and a hot topic of public opinion. But at present, the country has been trying to gradually narrow the gap between the two, and the dual-track system is a good start. I believe that the country will gradually take care of the retirement benefits of retirees in the later period, so that more people can feel safe and dependent. We will wait and see.

Welcome to pay attention to the workplace pavilion and answer your workplace questions.

This level is already quite high. If you don't believe me, look at the current pension expenditure level and the minimum wage standards in various cities.

The pension level varies from city to city. The attached table shows the per capita pension fund expenditure in 2065438+2006 (months). It can be seen that the top three are Tibet 407 1 yuan/month, Shanghai 3644 yuan/month and Beijing 3398 yuan/month. The pension of 6000 yuan/month is already high compared with it.

On April 4th, Ministry of Human Resources and Social Security released the latest monthly minimum wage standard in all regions of the country. The highest is 2420 yuan/month in Shanghai, and the lowest is Liaoning 1 120 yuan/month. Compared with this, the pension of 6,000 yuan/month is much higher.

Some people say that pensions are different from pensions and there is no comparability. Yes, pension is the national financial expenditure, while pension is the expenditure of social security institutions. This is the dual-track system that many people are dissatisfied with and hate, but I have to say that the pension level of 6000 yuan/month is quite good.

The pension is 6000 yuan per month, which belongs to the upper-middle level.

Hello, everyone, I am a social security expert. Without comparison, there will be no harm. If you want to know what level the pension of 6000 yuan belongs to, just find your own coordinates.

If this level is placed in the range of enterprise retirees nationwide, it is much higher than the average pension level.

According to the data of Ministry of Human Resources and Social Security, the average pension for enterprise retirees in 20 16 years was 2362 yuan, so it increased by 5.5% in 20 17 years, and increased by 5% in 20 18 years and 20 19 years, and the average pension level should be close to 3000 yuan.

Therefore, the pension is 6000 yuan, about twice the national average, which is a relatively high-grade pension level.

And if you look at it in different cities, this grade will change.

The average pension for enterprise retirees in 20 19 years in Beijing is 4 157 yuan. Therefore, if the pension of 6,000 yuan in Beijing is above the average level, it is not high-grade, but only medium-high grade.

For another example, in 20 19, the monthly basic pension level of enterprise retirees in Guangzhou reached 3,586 yuan, and in Guangzhou, 6,000 yuan also reached the average level.

These are pensions in first-tier cities. If it is placed in a fourth-and fifth-tier city, the average pension level may be only one or two thousand yuan. In these cities, a pension of 6,000 yuan is obviously high-end.

Therefore, the economic development level of the city is different from the level of old-age care, and the level of 6,000 yuan has also changed slightly. But in general, the pension of 6,000 yuan should be considered as the upper-middle level, because there are people outside, and there are mountains outside, and there are more people who are higher than the pension of 6,000 yuan.

The monthly pension of 6,000 yuan is definitely the highest level in the country, which can at least exceed 95% of retirees.

The basic old-age insurance benefits for employees mainly include basic pension and personal account pension, and the calculation formula is unified throughout the country.

The basic pension is actually paid according to the social average base of one year, and you can receive 1% of the social average wage of the previous year. If you pay 300%, you can get 2% of the basic pension. If you pay 60%, the basic pension is only 0.8%.

Personal account pension is transferred to personal account according to 8% of the payment base after monthly social security payment, and the bookkeeping interest and principal are calculated cumulatively according to the bookkeeping interest rate of personal account published by the state every year. When retiring, divide the personal account balance by the retirement age to determine the number of months to be paid.

Generally speaking, if you pay according to the base of 100% for 40 years, you can get about 60%~67% of the average social wage. At present, the average social wage is 6000 to 7000, almost 3600 to 4000. If you want to receive a pension of 6000 yuan, according to the base of 200%, you actually need to pay at least 40 years.

20 18 statistical bulletin on the development of human resources and social security shows that at the end of 20 18, the number of people participating in the basic old-age insurance for urban workers in China was 4190,000, of which17.98 million were retirees enjoying pension benefits.

In 20 18, China's pension fund expenditure was 4,464.5 billion yuan, which was about 37,800 yuan per person per year, or about 3 153 yuan per month.

Of course, because there are many subsidies in our pension, the pension fund expenditure is also used for funeral expenses, one-time relief expenses, pensions, difficulties in supporting relatives, holiday expenses for Chinese New Year holidays, heating expenses and other benefits. At least half of them have an average monthly salary of less than 3000 yuan.

The pension is 6000 yuan, which can at least exceed 90% of the employees who receive pension benefits.

Urban and rural residents' endowment insurance is a system formed by the merger of urban residents' endowment insurance and new rural endowment insurance established by the state after 2000.

The corresponding treatment is mainly state subsidies and personal savings, mainly including basic pension and personal account pension. Because of the state regulations, urban and rural residents who reached the age of 60 the year before the establishment of the new rural insurance and urban residence insurance system can enjoy basic pension benefits directly without paying fees. Many people only enjoy basic pension benefits directly, and there is no personal account pension.

As for the basic pension, the national minimum standard is a monthly 88 yuan, and local governments at all levels will have additional subsidies. For example, Shandong Province 1 18 yuan, Qingdao 168 yuan. The more developed the economy, the higher the supplementary basic pension. 20 19 Beijing monthly pension 800 yuan, Shanghai monthly pension 10 10 yuan.

According to the statistics of Ministry of Human Resources and Social Security, at the end of 20 18, the number of people participating in the basic old-age insurance for urban and rural residents was 523.92 million, and the number of people receiving pension benefits was158.98 million. In 20 18, the country spent a total of 290.6 billion yuan on pensions, with an average per person per month 153 yuan.

Therefore, at least 95% of the population can't get such a high pension level.

In fact, not only retirees, but also a pension of 6,000 yuan can exceed many employees.

At the end of 20 18, there were 775.86 million employed people in China, including 288.36 million migrant workers. 20 18 survey report on migrant workers shows that the average wage level of migrant workers is only about 372 1 yuan. According to the information released by the National Bureau of Statistics, in 20 18, the average monthly wage of employees in urban non-private units nationwide was 687 1.75 yuan, while the average social wage of employees in private units was only 4 13 1.5 yuan.

On-the-job employees also need to pay housing provident fund, social insurance personal burden and personal income tax, with an average income of no more than 6,000 yuan.

To sum up, a monthly pension of 6,000 yuan is a very high pension level. Such a high pension level has actually strengthened the enthusiasm of everyone to pay the basic old-age insurance for employees from another angle. As long as the payment base is higher and the payment period is longer, the retirement benefits can reach a considerable level.

6,000 yuan pension is interesting enough. Stop showing off. Do you want people to envy you or envy you? A retired old man, motionless all day, put 200 yuan in front of you. Haven't you had enough to eat and drink? Be kind, don't be a good girl, don't show off in an ostentatious manner all day, keep your health well, let God bless you with a long life and let you get more pensions, otherwise what's the use of giving you more pensions? Right? I didn't say anything about the last sentence. I think you probably understand what it means. Of course, your retirement salary of 6000 yuan is not the most. There must be more people than you, even the kind that can't be spent, and there are also many neets. Who are you going to argue with? But there are even more people who are less than your 6000 yuan. I'm sure that in our country, the majority of people have a pension of around 1000 yuan, and there are still elderly people over 60 years old in rural areas, who may spend less than 100 yuan a month. If you compare your 6000 yuan with the rural elderly's 100 yuan, how can you make those rural elderly feel?

The human heart is a bottomless pit. There are many elderly people in China now, and their net worth has reached hundreds of billions. But isn't that one of them busy making money? Who will be too rich? Everyone is thinking about money, and they are all busy making money, but when will the money be earned? There are really no accurate figures. Be a man, relax, or an old saying goes: contentment is always a pleasure! Otherwise, I don't know if I'm worried to death

According to the relevant data of the National Bureau of Statistics, by the end of 20 17, the national average monthly pension level is about 2,800 yuan, so the retirement pension of 6,000 yuan is more than twice the national average, surpassing most people in the country, which is a very high figure.

Judging from the specific situation of each province, at present, only the average monthly pension of retirees in Tibet is higher than 6,000 yuan, reaching 7,696 yuan, and other regions, whether Beijing or Shanghai, have not exceeded this value, so the pension of 6,000 yuan belongs to the upper-middle income no matter which province you go to.

However, at present, the pension income of employees in government agencies and institutions in China is almost twice that of employees in enterprises. According to this situation, the pension of 6,000 yuan is definitely a high-income group in enterprises and institutions, but it can only be a medium level.

In fact, the monthly income of 6,000 yuan is higher than that of many employees. As of 20 17, there are only 8 provinces in China where the per capita income of employees is higher than 6000 yuan. In fact, under normal circumstances, the replacement rate of enterprise employees' pension can't even reach 70%, so it is very satisfying to receive a pension of 6000 yuan after retirement.

Q: What is the pension level of 6,000/month?

Teacher Chao replied: If it is only within the scope of paying social security, it is already high-grade to get a pension of 6,000 yuan/month after retirement.

Why do you say that? Let me give you an example to understand!

Monthly pension = basic pension+personal account pension;

Basic pension = (average salary of last year after retirement+average salary of last year after retirement * payment index) /2* payment period *1%;

Personal account pension = personal account storage/number of months stipulated by the state;

Take Beijing as an example. If Uncle Wang has paid 15 social security, and the maximum base is three times the social security salary every year, then Uncle Wang's contribution salary index is 3, and Beijing's social security salary for 20 18 years is 8467 yuan/month.

Uncle Wang's pension is:

Basic pension = (8467+8467× 3) ÷ 2×15×1%= 2540 yuan;

Indexing personal account deposit = 2540/kloc-0 /× 8 %×12×15 = 365774.4 yuan.

Personal account pension = 365774.4 ÷139 = 2631.47 yuan.

The monthly pension is: 2540+2631.47 = 5171.47 yuan;

That is to say, if Uncle Wang has no seniority and transitional pension, and continuously pays the highest base social security of 15, he will only receive about 5 17 1.47 yuan in the month when he retires in 20 19.

Therefore, compared with the pension of Uncle Wang who only paid 15 social security, the pension of 6,000 yuan/month is a high grade, but the social security follows the principle of paying more and getting more. If the payment period is longer, it may be slightly lower, but in general, it is a high grade within the scope of social security!

Hello, the landlord, someone has a retirement salary of 5900. What kind of living standard is this? It is said that the retirement salary can reach 5900 yuan, which is actually a relatively high level, belonging to the middle and high. Because the statistics released a few days ago show that the average social pension in 20 19 is about 2780 yuan, so 5900 yuan far exceeds the average pension level, so the pension level like yours exceeds the treatment of most retirees in China.

Then we can imagine that our retirement life must be very good. There is another aspect. If you are an employee of an enterprise, your after-tax income can reach 6,000 yuan, which is actually a relatively high level, because every province publishes the average social wage every year, which is basically a median, so 5,900 yuan is obviously close to the median level, so it still exceeds the income level of most people.

Because the proportion of low-income groups is very large, the number of low-income groups is relatively large, so the number of high-income groups is relatively small, so in this case, then your income level is at the median level. As on-the-job employees of enterprises or work units, they are all middle and high-level, not to mention after retirement, because the pension benefits after retirement are not as good as the salary income during this period.

Thanks for reading, please add my attention.