Can I still apply for unemployment benefits if I fail the exam?

You can reapply. After the application, the insured can still apply for re-examination, which is called re-examination. Unemployed persons who meet the following conditions shall receive unemployment insurance money from the unemployment insurance fund:

(a) before unemployment, the employer and I have paid unemployment insurance premiums for one year; Explanation: Unemployed people should not only participate in unemployment insurance, but also pay unemployment insurance premium according to law, and the payment time is over one year. If the payment time is less than one year, after unemployment, you can't receive unemployment insurance money. If they are unemployed people who have not participated in the work, or have participated in the work for more than 1 year, but employers and individuals have not participated in unemployment insurance, even if they are unemployed, they are not eligible to enjoy unemployment insurance benefits and cannot receive unemployment insurance benefits.

(two) the employment is not interrupted because of my will;

(three) registered unemployed and have job requirements.

Can unemployment benefits be withdrawn in one lump sum?

Unemployment insurance money is generally collected monthly, applied for that month and paid next month. For each application, the maximum period for approving to receive unemployment insurance benefits is 3 months. Unemployed people who are still unemployed or stop receiving unemployment insurance benefits after the expiration of one-time application must apply again if they want to continue to receive them.

However, if the unemployed start a private enterprise, engage in self-employment or organize for employment during the period of receiving unemployment insurance benefits, they can receive unemployment insurance benefits for the remaining period in one lump sum (plus the months that have been received after this examination and approval, no more than 24 months) with a copy of their business license or other valid certification materials, articles of association of the enterprise and materials that can prove their capital contribution and shareholding. It should also be noted that those who participate in flexible employment payment have not paid unemployment insurance premiums and cannot receive unemployment insurance benefits. After the suspension, those who meet the conditions for receiving unemployment insurance benefits may apply for it.

legal ground

People's Republic of China (PRC) social insurance law

Article 44 Employees shall participate in unemployment insurance, and employers and employees shall jointly pay unemployment insurance premiums in accordance with state regulations.

Forty-fifth unemployed people meet the following conditions, receive unemployment insurance money from the unemployment insurance fund:

(a) before unemployment, the employer and I have paid unemployment insurance premiums for one year;

(two) the employment is not interrupted because of my will;

(three) registered unemployed and have job requirements.

Forty-sixth unemployed people, before unemployment, the employer and I accumulated contributions for more than one year but less than five years, the longest period of receiving unemployment insurance money is twelve months; If the accumulated payment is over five years but less than ten years, the maximum period for receiving unemployment insurance benefits is eighteen months; If the accumulated payment is more than ten years, the maximum period for receiving unemployment insurance benefits is twenty-four months. If you are unemployed again after re-employment, the payment time will be recalculated, and the period of receiving unemployment insurance benefits will be combined with the period of receiving unemployment insurance benefits that should have been received but not received in the previous unemployment, and the longest period will not exceed 24 months.

Article 47 The standard of unemployment insurance benefits shall be determined by the people's governments of provinces, autonomous regions and municipalities directly under the Central Government, and shall not be lower than the minimum living standard for urban residents.