Coverage of basic medical insurance

The coverage of basic medical insurance is as follows:

1, outpatient.

The basic medical insurance usually includes general outpatient service, medical expenses, drug expenses and examination expenses.

2. Hospitalization.

The basic medical insurance reimburses the hospitalization caused by illness or accident, including bed fee, operation fee, examination fee, medicine fee, etc.

3. internal medicine surgery.

Basic medical insurance usually includes some common medical operation expenses, such as tooth extraction and appendectomy.

4, special disease protection

Some basic medical insurance plans may also provide additional protection for specific diseases, such as critical illness insurance, to pay for high treatment costs.

The basic medical insurance coverage is as follows:

1. Urban residents: including urban registered residents and non-registered residents. Urban registered residents refer to residents registered in this city, and non-registered residents refer to people who live in this city but have no urban household registration. Urban residents get medical insurance by paying certain insurance premiums.

2. Rural residents: The coverage of basic medical insurance for rural residents mainly includes rural registered residents, temporary workers and migrant workers. Rural residents voluntarily participate in insurance and pay certain insurance premiums.

The basic medical insurance inquiry method is as follows:

1, inquired by social security center.

If you don't know your social security account number, you can bring your ID card to the business hall of social insurance agencies in various districts to inquire.

2. Check online.

Log in to the city's labor security network or social insurance business website, click on the "Personal Social Security Information Query" window, and enter my ID card and password to query my insurance information.

3. Telephone consultation.

Call the labor and social security comprehensive service telephone number "12333" for policy consultation and information inquiry.

To sum up, the basic medical insurance is based on low-level, wide-coverage, basic, multi-level, sustainable and socialized services, which is the specific implementation policy of personal health medical security. Basic medical insurance starts from the initial basic medical insurance for urban workers, and gradually expands the scope of protection to ensure rural medical care.

Legal basis:

People's Republic of China (PRC) social insurance law

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The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.