I paid social security in Shanghai for three years. Can I return it if I don't want to pay?

Social security can be surrendered, as long as the surrender information is complete.

1. Social security will not be refunded unless it is due to the following circumstances. Reach retirement age, but fail to meet the condition of payment 15 years (the amount stored in personal account is paid in full); The insured dies for some reason (personal payment and interest); The insured settles abroad (personal payment and interest); After retirement, personal accounts (personal contributions and interest) still have a balance.

Second, the scope of personnel returning personal accounts. Death at work; Insured living in rural areas; Persons who have not received the personal account pension of the deceased after retirement; Repeat, the insured.

3. Information required for surrender: endowment insurance manual, original and photocopy of ID card, surrender application form and relevant certification materials.

Extended data:

Pay attention to the following points when handling surrender:

The person eligible to apply for surrender is the insured. If the insured applies for surrender, he must obtain the written consent of the insured, and the insured clearly indicates who will receive the surrender money.

If the applicant applies for surrender, and the contract has been in effect for two years, the insurance company will refund the cash value of the policy after receiving the surrender application; If the payment is less than two years, after the insurer collects the insurance premium from the beginning of the insurance liability to the end of the insurance liability, the rest will be returned to the applicant.

When handling the surrender, the surrenderer shall provide the following documents:

(1) Applicant's application. If the insured requests to surrender the insurance, it shall provide the written consent of the applicant.

(2) A valid insurance contract and the last payment certificate.

(3) the identity certificate of the insured.

(4) If entrusting others, provide the applicant's power of attorney and the client's ID card.

In order to safeguard the interests of the insurer or the insured, the applicant or the insured cannot go through the formalities of surrender in the following circumstances:

(1) Insurance policy for medical compensation for disability;

(2) An insurance policy that has reached its duration (the applicant has completed the payment obligation to prevent the applicant from harming the interests of the insured for his own benefit).

Baidu encyclopedia-surrender