What's the difference between the social security of enterprise employees and government agencies?

The differences between social security for enterprise employees and social security for government agencies and institutions are as follows:

1, the payment subjects are different: the social security of enterprise employees is paid by both the employer and the employees, while the social security of government institutions is usually paid by the full financial allocation or a small proportion of individual employees;

2. There may be differences in the payment ratio and base: the payment ratio and base of social security for employees of enterprises are different according to the situation of regions and enterprises, and the payment ratio and base of social security for institutions and institutions are usually implemented in accordance with the provisions of the state or local governments;

3. The coverage of insurance may be different: employees of enterprises usually need to pay five insurances: pension, medical care, unemployment, work injury and maternity insurance, while employees of government agencies may enjoy more perfect social security benefits, such as medical assistance for civil servants;

4. The conditions and methods of receiving benefits may be different: the social security benefits of enterprise employees are usually linked to the payment period and payment amount, while the social security benefits of government employees may be more affected by policies, and the conditions and methods of receiving benefits may be different.

Proportion of social security contributions of enterprise employees:

1, the proportion of social security contributions of enterprise employees is usually shared by enterprises and individuals;

2. Enterprises include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.

3. The personal part mainly includes endowment insurance and medical insurance;

4. The proportion of payment in different regions and industries may be different;

5. The payment base of enterprise employees' social security is generally calculated on the basis of employees' wages.

To sum up, the difference between employees in enterprises and employees in government agencies is mainly reflected in the subject of payment, the proportion and base of payment, the coverage of insurance and the conditions and methods of receiving treatment.

Legal basis:

People's Republic of China (PRC) social insurance law

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The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.