The influence of Beijing hukou on social security in different places

1. Disadvantages of social security in different places 1. payment types/methods

In different places, the social insurance premiums to be paid and the payment methods are not the same. Generally speaking, if you don't pay social security in your personal residence, you can only rely on your local work unit to help you pay it, but you can't pay social security yourself. Of course, if you are a local self-employed, you can also pay social security as an individual worker. Therefore, it is no problem for Beijing hukou to pay social security in other places.

2. Social security immigrants

If Beijing hukou is covered by social security in other places, many people are more worried about moving out and retiring. In fact, as long as it is a Beijing hukou, no matter where you receive social security, you can retire in Beijing when you retire. In addition, even if you work in other places, you can pay local social security in Beijing. If you feel troublesome, you can pay it in the field and then transfer the social security to your household registration.

2. Disadvantages of paying social security in different places There is no harm in transferring medical insurance in different places.

When the insured person is employed across regions, he should transfer the medical insurance payment period and personal account of the employee in the original employment place to the new employment place in time to ensure the integrity and continuity of the medical insurance rights and interests of the insured person.

3. What is the impact of social security in different places and local social security on employees? Different cities pay endowment insurance and have no impression of pension. If you have pension insurance in several cities, I think you should finally merge together. Because this can combine pension years. It is also convenient for management and payment. How many years have you been in this city and that city? Isn't it more than ten years together? This is also conducive to the management of social security institutions.

4. What are the benefits of social security in different places?

It is to save money, but saving money will bring a lot of trouble to buyers. People who buy cars had better not suffer because of big events, because if there are some quality problems in cars bought in different places, it is still very troublesome.

Disadvantages are:

It is not convenient to repair and sell cars when there is a problem. If the car has quality problems, you need to go to the place where you bought it, and you need to travel long distances.

When you pick up the car, you need to bear the local transportation costs, as well as the cost of oil, tolls, meals and so on. This is another big expense when you pick up the car.

5. Disadvantages of social security in different places As far as endowment insurance is concerned, there is basically no loss, because there are only three factors that affect the amount of pension:

1. When retiring, the average salary of the whole province in the previous year (the average salary of the whole province is increasing every year, and the pension is increasing year by year. Therefore, the later the retirement time, the more pensions);

2. My payment period (the longer the payment period, the more the pension);

3. Personal account amount (the more contributions, the more pensions). After the transfer, the accumulated payment period is calculated, and the personal account storage amount is all transferred. The only impact is that the average wage in each province is different. Medical insurance only transfers the balance of personal account, and the payment period cannot be transferred at present.

6. What are the disadvantages of social security in different places? It doesn't matter. You can transfer social security and then go through retirement procedures outside the province:

Social security migration method:

1. You can apply for transferring social security in the social security bureau of the original insured place, and apply for the Pension Insurance Payment Voucher and the Medical Insurance Payment Voucher. (Attached with resignation certificate, ID card and social security card)

2. Then, after handling the social security account at the new workplace, handle the remote merger of social security and medical insurance at the social security bureau of the current insured place. (With ID card, current social security card, old-age insurance payment voucher and medical insurance payment voucher)

3. The transfer and merger of social security does not affect your accumulated payment period.

7. Disadvantages of social security in different places (1) Advantages:

Remote insurance includes offline purchase and online purchase. Its biggest advantage is that it breaks the localization of space, expands the range of choices for consumers, and enables us to buy insurance products that we really want to buy and are really satisfied with.

(2) Disadvantages:

1, which affects the limitation of claims: although insurance companies currently support online claims, it is mainly for small insurance policies. However, if a large policy claims, the insured still needs to mail the claim information to the insurance company or branch. If it is insured in a different place, it will take time to mail the information because it is not in the sales area, which will affect the limitation of claims.

However, as mentioned earlier, some insurance companies are trying to improve this piece, and some small claims can also support online claims. However, for some large claims, in order to be prudent, most insurance companies will still require information to be mailed or handled at designated outlets and branches.

2. Affect the policy renewal rate: Insurance renewal will involve physical examination, contract adjustment and other links, but it will be more troublesome to apply for renewal in different places and the underwriting efficiency will be affected. At the same time, because they are not in the same city, it is not conducive to timely payment of premiums and renewal procedures. But now online payment is also very convenient.

China's "Insurance Law" clearly stipulates that the applicant of life insurance must have an insurable interest in the insured when signing an insurance contract. Under normal circumstances, you can insure yourself, your spouse, children, parents, family members or close relatives with the insured, and workers with employment or other labor management relations with the insured.

8. What is the impact of social security in different places? During the period of receiving unemployment benefits, there will be conflicts in paying social security for employees of enterprises in different places. Because unemployment benefit is a measure aimed at providing emergency assistance to social security payers who are passively unemployed against their will, they can only enjoy it on the premise of terminating on-the-job social security. Once the parties are re-employed, they should take the initiative to stop receiving unemployment benefits. The parties who are re-employed in different places are also on-the-job employees and cannot enjoy unemployment benefits. In the future, any abnormal situation found in the consolidated calculation of social security payment period will be corrected.

9. What is the impact of social security in different places on local insurance and local insurance? There is no difference. They all pay social insurance in the same way, but the retirement pension they receive at retirement age will change because of the different average social wages in different places.

The state pays social insurance in accordance with the principle of territoriality, that is, it is handled at the place where the household registration is located. If you work in a different place, you can be insured by the employer in a different place, and the employees and employers pay the same fee. If you don't work, you can't participate in insurance in different places.

According to the regulations of the state, employees who have paid insurance premiums in different places for 15 years and 10 years and have reached the legal age can retire in different places and enjoy pension benefits according to the standards in different places. If the payment is less than 65,438+00 years, you need to transfer to the insured place for retirement. Those who are dissatisfied with the age of 10 should be transferred back to their registered residence for retirement.

For example, if you have paid for 2 years locally, 5 years in Tianjin, 10 years in Beijing, and finally insured in Beijing, you can retire in Beijing when you reach retirement age. Pay for 2 years in the local area, 10 years in Tianjin, 5 years in Beijing, and transfer to Tianjin for retirement. If you have paid in the local area for 5 years.