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Social security interrupted for a year later to pay again have an impact?
I, the impact of social security interruption
Social security interrupted for a year, the most direct impact is that it may lead to individuals during the interruption period can not enjoy the relevant social security benefits. For example, after a medical insurance interruption, an individual will not be able to enjoy medical expense reimbursement during the interruption period; a pension insurance interruption may affect an individual's accumulated years of contribution and future pension benefits. In addition, some regions may also stipulate that an interruption in social security will affect an individual's eligibility to purchase a home or a car.
Second, the renewal of the social security notes
In the interruption of a year and then renew the social security, individuals need to pay attention to the following points:
1, understanding of the local social security policy: social security policies may vary from region to region, individuals need to understand the specific local regulations, in order to better plan their social security contributions.
2. Make up for the interruption period: Depending on the individual's contributions before and after the interruption, he or she may need to make up for the interruption period. This helps to ensure that the individual's social security benefits are not lost.
3. Recalculating the number of years of contribution: After renewing the social security, an individual's years of contribution will be recalculated. Therefore, individuals need to pay attention to their accumulated contribution years to ensure that they can enjoy the corresponding social security benefits in the future.
Three suggestions to minimize the interruption of social security
In order to avoid the negative impact of social security interruption on individuals, individuals can take the following measures:
1. Advance planning: In the event of a possible interruption of social security, learn about the relevant policies and regulations in advance, and do a good job of planning to ensure that their social security rights and interests will not be lost.
2. Timely payment: If conditions permit, try to make up for the interruption period in order to maintain the continuity of social security.
3, pay attention to policy changes: with the continuous adjustment and improvement of social security policy, individuals need to pay attention to policy changes in order to adjust their social security payment strategy.
In summary:
Renewal of social security after a one-year break may have an impact on some of an individual's social security rights and interests, but the extent of the impact depends on local social security policies and regulations. Individuals need to pay attention to relevant matters when renewing their social security and take measures to minimize the negative impact of social security interruption.
Legal basis:
The Social Insurance Law of the People's Republic of China
Article 16 stipulates:
Individuals who have participated in the basic pension insurance and have contributed for fifteen years by the time they have reached the legal retirement age shall receive the basic pension on a monthly basis. Individuals who have participated in basic old-age insurance and have contributed for less than fifteen years by the time they reach the legal retirement age may contribute until they reach the full fifteen years, and receive a basic pension on a monthly basis; they may also be transferred to the new type of rural social old-age insurance or the urban residents' social old-age insurance, and enjoy the corresponding old-age insurance benefits in accordance with the provisions of the State Council.
The Social Insurance Law of the People's Republic of China
Article 23 stipulates:
Employees shall participate in basic medical insurance for employees, and employers and employees shall pay the basic medical insurance premiums in accordance with the state regulations***. Individual industrial and commercial households without employees, part-time workers who do not participate in the basic medical insurance of employees in the employing organization, and other flexibly employed persons may participate in the basic medical insurance of employees, and individuals shall pay the basic medical insurance premiums in accordance with the state regulations.
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