Do you need to make up for the intermittent payment in social security?

Social security contributions need to be paid back, as follows:

1. Pay for the interruption by itself. If an individual handles "five insurances and one gold", unemployment, maternity and work injury will not exist during the period of breaking off diplomatic relations, because these three items will be borne by the unit. The parties only need to pay medical insurance and endowment insurance;

2, don't pay, wait for the new unit to continue to pay. However, it should be noted that if the social security is not paid in the middle, the social security payment period will be less, which will directly affect the pension received in the future. You can choose to renew it by the company. And the minimum payment period stipulated by social security has accumulated to 15 years before you can receive a pension at retirement age.

What is the impact of social security withholding?

First of all, let's understand what impact it will bring if social security is paid off. As we all know, social security mainly includes endowment insurance, medical insurance, industrial injury insurance, maternity insurance and unemployment insurance. For us, different insurance interruptions have different consequences. Let's talk about the familiar old-age insurance. As we all know, old-age insurance provides protection for our consumers after retirement. According to the national regulations, the pension insurance needs to be paid for 15 years, and the pension can only be received after retirement. In addition, endowment insurance can not only be paid 15 years. Generally speaking, the old-age insurance follows the system of "pay more and get more", that is to say, the more friends pay, the more pensions they get after retirement. For us, as long as we pay 15 years, we can actually rest assured, even if we no longer pay endowment insurance, the impact will not be great. However, if social security is paid for a long time, it will affect the accumulated payment period. If we don't pay 15 years, we generally won't get a pension when we retire.

To sum up, social security as a national welfare, we'd better not pay it off easily, even if it is paid off, it's better to pay it back in time. In addition, if friends want to pursue more comprehensive protection, they can also choose commercial insurance products, such as critical illness insurance, medical insurance, accident insurance and life insurance, which are all better.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 63

If the employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit.

If the employer fails to pay or repay the social insurance premium within the time limit, the social insurance premium collection agency may inquire about its deposit account in banks and other financial institutions; And can apply to the relevant administrative departments at or above the county level to make a decision on the allocation of social insurance premiums, and notify their bank or other financial institutions in writing to allocate social insurance premiums. If the balance of the employer's account is less than the social insurance premium that should be paid, the social insurance premium collection agency may require the employer to provide guarantee and sign a deferred payment agreement.

If the employer fails to pay the social insurance premium in full and fails to provide guarantee, the social insurance premium collection agency may apply to the people's court for sealing up, distraining and auctioning the property whose value is equivalent to the social insurance premium that should be paid, so as to offset the social insurance premium with the proceeds from the auction.