Zhengzhou purchase restriction policy

First, Zhengzhou purchase restriction policy

Zhengzhou's purchase restriction policy restricts the purchase of five districts in Zhengzhou, Zhengzhou Airport Economic Comprehensive Experimental Zone, Zhengdong New District, Zhengzhou Economic Development Zone, Zhengzhou High-tech Zone, xinzheng city, Xingyang and zhongmou county. Number of sets to be restricted: 2 sets of household registration in this city, but single 1 set. Foreign hukou: 1 set is limited. Zhengzhou restricted the purchase of other contents 1, and suspended the sale of houses (including new commercial houses and existing houses) to enterprises registered in the restricted purchase area for less than 3 years (excluding enterprises specializing in housing leasing business). 2. In the administrative area of Zhengzhou City, houses purchased after May 3, 20 17 (inclusive) and less than 3 years from the date of obtaining the certificate of immovable property rights shall not be listed for transfer. 3. In the administrative area of Zhengzhou City, if the house is transferred by gift after May 3, 20 17 (inclusive), the donor can buy the house again after 3 years from the date of signing the gift contract and handling the transfer confirmation procedures. Down payment: ① First set: 30%② Second set: 60% loan interest rate: At present, the interest rate of the first home loan of commercial banks such as Guangfa, Minsheng and CITIC in Zhengzhou area has been lowered to 25%, and the interest rate of the first home loan of China, industry, agriculture and construction is still 30%, but individual branches of Agricultural Bank of China, Ping An Bank and Bank of Zhengzhou can adjust it to 20% as appropriate. Consult the bank specifically!

Second, Zhengzhou canceled the purchase restriction order?

The new policy requires qualified doctoral students, master students, undergraduate graduates (technicians in technical colleges) and junior college graduates (senior workers in technical colleges) who start their own businesses in Zheng Can to purchase shared property housing and commercial housing according to the policy. For those who meet the requirements to provide affordable rental housing before buying a house for college students with entrepreneurial employment in Zheng, a certain area subsidy can be given to those who rent market-oriented rental housing, and the preferential period is 3 years.

Migrant workers who pay housing provident fund in Zhengzhou can apply for housing provident fund withdrawal business according to the same conditions of employees who pay housing provident fund in this city. If you buy a house in Zhengzhou, you can apply for a housing provident fund loan under the same conditions as the employees who have paid the housing provident fund in this city.

If children and close relatives work and live in Zheng, the elderly are encouraged to come to Zheng for the aged and allowed to buy new houses. Strengthen the aging design of new residential areas, carry out aging transformation of old residential areas, and give certain subsidies to those who implement aging transformation.

3. What is Zhengzhou's purchase restriction policy?

Zhengzhou's current purchase restriction policy is as follows:

① A single person with Zhengzhou household registration can purchase at most one residential project, and a family unit can purchase at most two residential projects;

Full-time bachelor degree or above, and can purchase at most one residential project;

(3) In Zhengzhou, you can buy up to one property with tax or social security for two consecutive years;

Meet one of the above three points.

If the above conditions cannot be met, you can consider moving to Zhengzhou, and the policy is as follows:

(1) can be handled at the local police station;

If you have a college degree or below, you need to discuss with the developer to see if there are any channels to solve the household registration migration;

Recognize the house and loan in Zhengzhou;

① There are residential projects or loan records in Zhengzhou restricted purchase area (whether paid off or not), according to two sets of theories.

② There are no residential projects in Zhengzhou restricted purchase area, but there are outstanding loan records in other provinces and cities, which are regarded as two sets; Closed loan records, according to the first set of theories;

(3) There are no residential projects and no loan records in Zhengzhou restricted area, according to the first set of theories.

Fourth, Zhengzhou purchase restriction policy

For registered households (including buyers, spouses and minor children, the same below) and non-registered households without housing who already own 1 suite in the urban area of this city (including five districts in the city, airport area, Zhengdong New District, Economic Development Zone and High-tech Zone, the same below), the purchase of housing below 180 square meters (excluding 65438) has been restricted. 1. What's the difference between restricted purchase and unlimited purchase: 1. Different levels of property rights: unlimited purchase is commercial housing, belonging to commercial housing, land use belongs to ordinary housing, and the service life is only 40 or 50 years. In addition, if it is a second-hand house, its land use certificate has been taken as early as two years ago, which will lead to a short service life. The purchase restriction is a house for settlement only, and the service life of land resources is 70 years, which is also called big property right; 2, the loan is different: commercial housing purchase restriction policy, the first suite down payment is only 35%, if the provident fund is used to repay the loan, it will be lower. Unlimited purchase policy, no matter how many people are bought and how many times the loan is made, it will not be easily affected as long as it is settled, but this kind of loan does not need personal provident fund, with a down payment of 50% and a higher annual interest rate; 3. The total number of houses bought is different: ordinary houses are all purchase restriction policies, and there are relative countermeasures all over the country, but there is no purchase restriction policy. If you have enough money, you can buy a house. 2. Conditions for applying for purchase restriction: 1. The applicant holds an account in this city; 2. The annual per capita income of the applicant's family is less than 30,000 yuan; 3, the applicant's family housing construction area is less than sixty square meters; 4. It is the first time to buy a house; 5, in principle, the family population in more than two people (including two people). Legal Basis: People's Republic of China (PRC) Urban Real Estate Management Law Article 1 This Law is formulated in order to strengthen urban real estate management, maintain the order of the real estate market, safeguard the legitimate rights and interests of real estate owners and promote the healthy development of the real estate industry.