How can foreigners buy a house in Ningbo without social security?

There is no social security for foreigners to buy a house in Ningbo;

1. People who are not registered in Ningbo want to buy a house in Ningbo. They can't buy a house in the restricted area without paying social security, but they can buy it within the scope of unlimited purchase. In addition, there is no social security, but if you pay the tax, you can buy it if you can provide a tax payment certificate, or buyers can apply to settle down and buy a house.

2. Foreigners can buy a house in Ningbo by introducing talents without social security. High-level talents who work in administrative institutions, provincial colleges and other employers (including enterprises, social organizations, private non-enterprises and foundations) must be registered in Ningbo and recognized by talent classification. From July 25, 2022, newly introduced talents will buy the only family house in Ningbo within three years from the month of introduction, and at the same time, they can be given a discount of 20% of the total purchase price (the deed tax invoice does not include tax).

The conditions for foreigners to buy a house in Ningbo are as follows:

1. You must pay social security or tax payment certificate for 2-5 years in Ningbo urban area;

2. Provide ID card, household registration book, marriage certificate and temporary residence permit.

3. In case of loan, you need to provide personal income certificate, copy of business license with official seal of the unit, recent salary and so on.

To sum up, people who are not registered in Ningbo want to buy a house in Ningbo. They can't buy a house in the restricted area without paying social security, but they can buy it within the scope of unlimited purchase. In addition, if you don't have social security, but you pay a tax, and you can provide proof of tax payment, you can buy it, or buyers can apply to settle down and buy it.

Legal basis:

People's Republic of China (PRC) social insurance law

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The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to get material help from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

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The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.