Pension insurance overage can make up the payment

According to my understanding, after we join the work, the company will purchase social security for employees, which includes pension insurance, as long as the minimum payment of 15 years, after the retirement, you will be able to receive pension from the social security agency on time. But some people because of self-employment, or other reasons lead to social security to buy years of insufficient, to the retirement age, can still make up for the social security, receive pension? In life encountered a lot of such examples, so in the end can make up for it?

A, pension insurance overage can make up the payment

It is understood that it is possible to make up the payment. When you reach the retirement age, the participants of the pension insurance contributions less than 15 years, you can voluntarily apply to continue to pay, make up for the years will be able to receive a monthly pension; if the extension of the contributions up to five years, still less than 15 years of contributions, you can be the remaining years of premiums one-time make up for, and then begin to enjoy the monthly pension treatment.

Second, the overage pension insurance contribution base and contribution ratio

The overage people enrolled in the insurance forward to make up for the contribution base of 60% of the average salary of the employees on the job in 2008 and 20% of the contribution ratio of a lump sum payment. Make up for the corresponding year of the contribution index is 0.6, the size of the individual account for make up for the corresponding year of Shenyang City, the average salary of on-the-job workers (before June 30, 2006 for the average salary of municipal employees) 60% of 8%, make up for the difference between the base of 8% and 8% of the base of the account at the time of retirement and the amount of the individual account storage and participate in the individual account pension calculation. Previously has been in accordance with the relevant policies of the same type of personnel, if I voluntarily can also be processed according to this.

In addition, all the new retirees pay the retirement management activity funds, holding the ICBC Peony Link card and card opening procedures, a copy of the account book of the person page, "new participants in the confirmation of contributions" and "new participants in the retirement approval form" to the account of the District Pension Insurance sub-center of the allocation of the Section to deal with the retirement of the new, the payment of contributions from the next month to enjoy the benefits of the old age insurance.

Social insurance is a social and economic system that provides income or compensation for the population that is incapacitated, temporarily out of work, or has suffered a loss due to health reasons. The main programs of social insurance include pension insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance.

The social insurance program is organized by the government, which forces a certain group of people to take part of their income as a social insurance tax (fee) to form a social insurance fund, from which the insured can receive a fixed amount of income or compensation for losses if certain conditions are met, and it is a redistributive system, whose goal is to ensure the reproduction of material and labor force and the stability of society.

In summary, the pension insurance can be paid after overage. We would like to remind you that we still need to have a full understanding of the pension insurance, which is equivalent to saving for their future, is in order to have a certain amount of pension every month in the old age, to protect their own lives, but also to reduce the burden of children. We have other questions about this, you can consult the relevant legal professionals.