Is it necessary to deduct social security compensation from the employer's liability insurance?

Employers' liability insurance claims do not need to be deducted from social security claims, and both can be paid at the same time. According to relevant information, employer liability insurance is a supplementary commercial liability insurance besides employee social security and industrial injury insurance. Employer's liability insurance can mainly guarantee that employees employed by the insured are disabled or killed due to business-related accidents or occupational diseases stipulated by the state when they are engaged in the work related to the insured's business specified in the insurance policy, and the insurance company can be responsible for compensation according to laws and regulations. The compensation standard of employer liability insurance is as follows: Disability compensation: compensation is made according to the appraisal standard of disability degree. Death compensation: the maximum amount of employee death compensation agreed in the contract. Lost time: the compensation is calculated according to the local minimum wage /30* (actual days of temporary incapacity -5 days). Medical expenses: including registration fee, treatment fee, operation fee, examination fee, bed fee, etc. Among them, the examination fee is the highest compensation for 300 yuan.