How to pay social security yourself is the most cost-effective.

Individuals who pay social security can generally only pay medical insurance and endowment insurance. There are two ways to choose from:

Pay social security for residents: the social security bureau at the place of residence registration generally includes residents' medical insurance and residents' endowment insurance.

Pay employee social security as flexible employment: pay in the social security department of the household registration, and the treatment is the same as employee social security, generally including employee medical insurance and employee endowment insurance. In some places, even if you don't have a local hukou, you can pay if you meet certain conditions.

Individuals who pay social security either return to their domicile or pay social security as freelancers.

Paying social security by yourself is the same as employee social security. First of all, the basic insurance is the same. For example, the reimbursement of medical insurance and maternity insurance is the same.

Secondly, the pension benefits of our retirement pension insurance. As long as we have the same social security payment base and the same payment period, then the amount of pension we can receive is the same.

Because our pensions are all received according to the basic pension plus personal account pension, the basic pension is the same under the same base and the same payment period.

Individuals who pay social security either return to their domicile or pay social security as freelancers.

1. What is the process of individual social security payment?

1. Go to the individual payment window of the social security agency to collect and fill in the Social Insurance Individual Payment Declaration Form and the Contract for Entrusting Banks to Collect Social Insurance Fees;

2, with the official seal of the bank "commissioned by the bank to collect social insurance contract";

3. With the required insurance information, social insurance individual payment declaration form and entrusted bank social insurance premium collection contract, go through the insurance formalities at the individual payment window of the social security agency in the area where the household registration is located;

4. If you need to apply for a labor security card, you must come in person to apply for it, and provide a copy of your ID card (the original inspection) and a digital photo receipt of the second-generation ID card network photo library approved by the municipal public security organ.

To sum up, to pay social security and medical insurance, individuals need to choose to re-open an account and apply to the social security bureau where the account is located. Paying social security and medical insurance can bring you some protection, but it is not perfect. You can buy appropriate commercial insurance to add more protection for yourself.

Legal basis:

Article 58 of the Social Insurance Law of People's Republic of China (PRC) * * * The employer shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay. Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration. The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.