Social security payment base for flexible employees

The calculation method of payment base for flexible employees varies with regions and types of insurance. Generally speaking, the social security that flexible employees participate in includes endowment insurance and medical insurance, and the payment base is determined according to a certain proportion of the average wage of the local society. The following respectively introduce the calculation methods of the payment base of endowment insurance and medical insurance:

1. Old-age insurance: Flexible employees need to choose the payment base according to the local average social wage and their own income to participate in old-age insurance. Generally speaking, the payment base of old-age insurance can be selected between 60% and 300% of the local average wage. Specifically, if the average wage in local society is 5,000 yuan, the payment base of endowment insurance can be any number between 2,000 yuan (60% of 5,000 yuan) and15,000 yuan (300% of 5,000 yuan).

2. Medical insurance: Flexible employees who participate in medical insurance generally need to pay premiums according to a certain proportion of the average wage of the local society. This ratio is generally between 6%- 10%, and the specific ratio is stipulated by local policies. For example, if the average wage in local society is 5,000 yuan, then the payment base of medical insurance is 5,000 yuan multiplied by 6% to 10%, such as 300 yuan (6% of 5,000 yuan) or 500 yuan (5,000 yuan 10%).

Principles for determining the payment base

The payment base of flexible employees is determined according to the average social wage of this municipality in the previous year.

Under normal circumstances, 60% to 300% of the average social wage is the payment base range, but there are some special circumstances, such as some places will adjust the payment base range according to local actual conditions.

The specific base number can be found in the social security hall or the official WeChat account.

To sum up, the payment base and proportion of flexible employees may be affected by local policies, and the specific value needs to be calculated according to local policies. In addition, flexible employees can also choose the payment grade and security level according to their own economic ability and health status.

Legal basis:

People's Republic of China (PRC) social insurance law

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The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.